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Find similar grantsSt. Joseph County MHIP Program for Home Repairs is sponsored by St. Joseph County (through Michigan State Housing Development Authority - MSHDA).
Provides assistance in the form of deferred or forgivable loans to residents in every township in St. Joseph County for home improvements.
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St. Joseph County MHIP Program for Home Repairs - St. Joseph County Live results for the August 4th election will become available after 8pm on Election Day.
Click here to view updates . More election information is available here: Current election information St. Joseph County MHIP Program for Home Repairs St.
Joseph County has been awarded CDBG funds for a home improvement program through the Michigan State Housing Development Authority (MSHDA). The purpose is to provide assistance in the form of deferred or forgivable loans ($10,000 or less, no payback; and $10,001 up to $40,000 at 0% interest and forgivable after five years) to residents in every township in the County.
Residents whose total household income is at or below 80% area median income for St. Joseph County are eligible to apply. St.
Joseph County plans to assist homeowners with improvements to their homes that may include windows, insulation, siding, plumbing and electrical repairs, roof replacement, furnaces and air conditioners, and other repairs as determined to be necessary for code compliance, accessibility and approved by the state. All repairs through the HIP program must be needed, and exclude cosmetic renovations and upgrades.
All applications will be processed on a first-complete, first-qualified, first-ready basis, subject to funding availability. Other requirements are that the loan may not be larger than the total home assessment, including the HIP funds; the home be at least five years old; and that the total loans from the Neighborhood Initiatives Division at MSHDA in the last five years (including repairs for the CHILL program) not exceed $50,000.
Owners shall be current on their taxes and insurance, and own and occupy the home as their primary residence and hold clear title to the property Please contact Marilyn Smith, St. Joseph County MHIP grant administrator, at ms.smithhousing@gmail. com for applications and more information.
For additional information, please call Marilyn Smith at 734-341-1866. St. Joseph County is an Equal Opportunity Provider and Employer.
This program is administered in compliance with Fair Housing and Equal Opportunity laws.
CURRENT 80% AMI INCOME LIMITS FOR 2026 (expected change in April 2027) : Number of household members and total maximum gross income for all household members 1 2 3 4 5 6 7 8 $48,100 $55,000 $61,850 $68,700 $74,200 $79,700 $85,200 $90,700 Prev Previous Press Release: Low Interest Disaster Loans Now Available through the SBA Next Mapping Michigan’s Hidden Water: What to Know About the Upcoming Aerial Surveys Next County Clerk General Division – Notice of Office Closure on 7/17/26 Request for Corporate Counsel Legal Services Small Business Resource Workshop Building a Better Digital Gateway: St.
Joseph County’s New Website Transparency in St. Joseph County: Our Citizens’ Guide Your Voice, Your Vote: November 2025 Election Results Your Voice Matters: Join a St. Joseph County Board or Committee!
According to the current listing, eligibility includes: Residents whose total household income is at or below 80% area median income for St. Joseph County. Owners must be current on taxes and insurance, own and occupy the home as their primary residence, and hold clear title. Confirm the full requirements in the official notice before applying.
The current listing shows $10,000 (forgivable loan/grant) to $40,000 (0% interest, forgivable loan). Verify award ceilings, matching requirements, and allowable costs in the official notice.
St. Joseph County MHIP Program for Home Repairs is funded by St. Joseph County (through Michigan State Housing Development Authority - MSHDA). Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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