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ActiveState and Local Governments · 2026

State and Local Home Repair Programs

Quick Facts

Agency: State and Local Governments
Funding: Varies by program
Deadline: Check Source
Status: Active
Eligibility: Varies by state and local program; typically low-income homeowners.

About This Grant

State and Local Home Repair Programs is sponsored by State and Local Governments. Many states and localities offer home repair assistance programs for residents.

View Original RFP

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Official Opportunity Details

Extracted from the official opportunity page/RFP to help you evaluate fit faster.

Government home repair assistance programs | USAGov Government home repair assistance programs Government programs can make home repairs and renovations more affordable. Find out if you are eligible for home improvement loans and learn how to apply. The federal government does not offer "free money" to individuals to repair or improve their homes.

Websites and ads claiming to offer "free money from the government" are often scams. Who qualifies for home repair and improvement assistance The Department of Housing and Urban Development (HUD) offers loan and assistance programs for home repairs and improvements. Eligibility requirements vary for each program.

Your eligibility may depend on: The type of property you own and want to repair Where your property is located Some home repair and improvement programs are available for specific audiences , including: Veterans and service members Types of loans for home improvement HUD home improvement loan programs can help with home repairs and improvements.

Some programs are available nationwide, while others are only available at the state or county level. HUD Title 1 property improvement loan program You can use HUD Title 1 property improvement loans for remodeling your property, repairs, or other improvements. This program offers loan amounts and repayment terms based on the type of property you have.

Learn more about requirements for HUD Title 1 loans and how to apply. 203(k) rehabilitation mortgage insurance program The 203(k) rehabilitation mortgage insurance program lets homebuyers and owners finance up to $35,000 into their mortgage. You can use these funds for home repairs or improvements.

Learn more about the 203(k) rehabilitation mortgage insurance program. Home Equity Conversion Mortgages for seniors Homeowners over age 62 may qualify for a type of home loan known as reverse mortgages. The Home Equity Conversion Mortgage (HECM) program is the only reverse mortgage insured by the government.

The HECM lets you withdraw some of your home’s equity to use for home maintenance, repairs, or living expenses. Learn about the HECM senior program. Find a HUD-approved reverse mortgage advisor.

Local and state government loan programs Your local or state government may offer loans or home repair programs. Find your local government website or your state website . Search for its housing department to learn about programs in your community.

Find more government programs that can help during tough financial times. Ask a real person any government-related question for free. They will get you the answer or let you know where to find it.

Eligibility Requirements

Varies by state and local program
typically low-income homeowners.

Frequently Asked Questions

Who can apply for State and Local Home Repair Programs?

According to the current listing, eligibility includes: Varies by state and local program; typically low-income homeowners. Confirm the full requirements in the official notice before applying.

Who funds State and Local Home Repair Programs?

State and Local Home Repair Programs is funded by State and Local Governments. Verify program details on the funder's official page before applying.

How do I apply for State and Local Home Repair Programs?

Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.

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