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State Housing Trust Funds is sponsored by Various State Housing Agencies (e.g., Washington State Housing Trust Fund, Oregon Housing and Community Services General Housing Account Program). Many states have established their own housing trust funds to support affordable housing initiatives.
These funds are typically financed through dedicated revenue sources and are used to provide grants or loans for housing projects that benefit low- and moderate-income residents.
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Oregon Housing and Community Services : HOME, HOME-ARP, and Housing Trust Fund (HTF) : Development Resources : State of Oregon Translate this site into other Languages tag, as divs are not allowed in 's --> HOME, HOME-ARP, and Housing Trust Fund (HTF) The Home Investment Partnership Program (HOME), HOME American Rescue Plan (HOME-ARP), National Housing Trust Fund (HTF) are U.S. Department of Housing and Urban Development (HUD) federal programs that fund affordable housing development.
All three programs are intended to serve households with low and very low incomes and have some overlapping program requirements. HOME Investment Partnerships Program was authorized in 1990 as part of the National Affordable Housing Act. OHCS allocates and administers HOME resources to rural communities and counties whose populations do not meet population requirements to have their own direct allocation of HOME funding from HUD.
Metro areas that receive HOME funding allocation directly from HUD are called Participating Jurisdictions (PJs) and include: City of Salem and Eugene/Springfield Clackamas, Multnomah, Washington, and Marion counties Units constructed with HOME must be affordable to households with incomes at or below 50% MFI for 60 years.
OHCS also uses up to 5% of its annual HOME allocation to support the operating expenses of certified Community Housing Development Organizations (CHDO). Learn more about CHDOs requirements.
Through the American Rescue Plan (ARP) Act of 2021, Oregon Housing and Community Services (OHCS) received an allocation of nearly $33 Million under the HOME Investment Partnerships Program (HOME) to increase housing stability for households experiencing homelessness or at risk of homelessness. This one-time allocation of HUD HOME ARP resources, which are different and separate from HUD's traditional HOME funds.
Units constructed with HOME ARP must serve households experiencing or at risk of homelessness, households fleeing domestic violence, dating violence, sexual assault, or human trafficking, or populations with a high risk of housing instability for 20 years.
National Housing Trust Fund (HTF) Established under the Housing and Economic Recovery Act of 2008, National Housing Trust Fund (HTF) is a formula grant program administered by states to increase and preserve the supply of decent, safe, sanitary, and affordable rental housing for extremely low-income and very low-income households. Units constructed with HTF must be affordable to households with incomes at or below 30% MFI for 30 years.
The amount of federal assistance cannot exceed the maximum subsidy allowed per federally assisted unit. The final number of federally assisted units in a project will be confirmed by OHCS, based on HUD regulations for eligible cost allocation, using the Federal Funding Unit Estimator 2024 Subsidy Limits form. Please email technical.
advisors@hcs. oregon. gov if you need this form.
HUD establishes maximum per-unit subsidies on an annual basis for the HOME program, and OHCS has set HTF per-unit subsidy limits to match the HOME program maximums set by HUD.
Current HOME/HTF maximum per-unit subsidies by bedroom size (published in 2024): Zero bedroom $181,488 One bedroom $208,048 Two bedroom $252,993 Three bedroom $327,292 Four bedroom $359,263 Shared program requirements (Federal cross-cutting requirements) Projects awarded federal funding will be required to comply with the regulations outlined in the individual HOME and HTF Program Manuals which include the federal cross-cutting requirements highlighted below.
Environmental Review: All projects applying for federal funds must complete the required environmental review process prior to taking any choice-limiting actions. HOME requires a HUD Part 58 Environmental Review , and HUD Authority to Use Grant Funds (AUGF). HTF involves slightly different environmental provisions that require OHCS review and approval.
Recipients of federal funds are required to sign the HUD Environmental Review and Choice Limiting Action Requirements form to acknowledge their understanding of choice limiting actions and the Part 58 review process. Section 3 : HOME and HTF funds require recipients to direct employment, training, and contracting opportunities to low-income individuals and businesses that employ them.
At project completion, Section 3 reporting on the number of Section 3 hours will be required using the OHCS Section 3 Summary Reporting Form. Davis Bacon Prevailing Wage Requirements: Projects awarded HOME funding will be required to follow federal Davis Bacon prevailing wage requirements when there are 12 or more HOME-assisted units in the property.
Projects triggering Davis Bacon compliance will be required to contract with a qualified and experienced Davis Bacon consultant (subject to OHCS approval) to review weekly certified payroll documents. The consultant can be paid for by OHCS HOME funds awarded to the projects, costs should be included in the proforma. In July 2025, OHCS submitted an amended HOME-ARP Allocation Plan, please email andrea.
matthiessen@hcs. oregon. gov if you would like a copy.
HOME, HOME-ARP, HTF compliance material public notices for HOME funded projects andrea. matthiessen@hcs. oregon.
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According to the current listing, eligibility includes: Eligibility criteria vary by state but generally include nonprofits, developers, local governments, and local housing authorities. Projects must serve low- and moderate-income residents. Confirm the full requirements in the official notice before applying.
State Housing Trust Funds is funded by Various State Housing Agencies (e.g., Washington State Housing Trust Fund, Oregon Housing and Community Services General Housing Account Program). Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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