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Find similar grantsNo deadline specified; program is ongoing for qualifying homebuyers.
Step Up (Alabama Housing Finance Authority) is sponsored by Alabama Housing Finance Authority (AHFA). Designed for moderate-income first-time and repeat homebuyers who can afford a mortgage but need help with the down payment.
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Step Up is a homeownership program designed specifically for moderate-income home buyers who can afford a mortgage but need help with the down payment. The down payment funds are secured by a 10-year second mortgage and are combined with a 30-year, fixed-rate first mortgage. Since the loans are serviced by ServiSolutions, a division of AHFA, homeowners have only one check to write each month.
Program participants must complete a homebuyer education course to qualify. Watch AHFA Board Member Joshua Dean share his family’s experience with the Step Up program. Participants who earn $172,800 or less are eligible for the FHA/VA or Conventional (HFA Advantage) Step Up program, regardless of household size or location.
Additional Information and Qualifications: HFA Advantage conventional, FHA, VA, USDA loans only Amount of assistance: 4% of the sales price up to $10,000 For new or existing homes in Alabama Minimum credit requirements: 640 for all programs Debt to income ratio must be 45% or lower Homebuyers must complete a homeownership education course Must apply for loan through a participating lender
According to the current listing, eligibility includes: Alabama homebuyers with income at or below $172,800, minimum 640 credit score, DTI 45% or lower; both first-time and repeat buyers eligible; homebuyer education course required. Confirm the full requirements in the official notice before applying.
The current listing shows 4% of sales price, up to $10,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Step Up (Alabama Housing Finance Authority) is funded by Alabama Housing Finance Authority (AHFA). Verify program details on the funder's official page before applying.
This opportunity targets applicants in Alabama. If your organization operates elsewhere, check the official notice for location requirements.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly.
The Homeless Youth Program is a grant from the Illinois Department of Human Services that funds services for homeless and at-risk youth across Illinois. Administered through the Office of Community and Positive Youth Development, it supports nonprofit organizations delivering shelter, outreach, and support services to young people experiencing homelessness or housing instability. Eligible applicants are Illinois-based nonprofits with demonstrated capacity to serve youth. Awards range from $100,000 to $800,000 per year under CSFA number 444-80-0711. This is a FY 2026 funding opportunity with an application deadline of May 21, 2025.
Community Investment Tax Credit Program (CITC) is a grant from the Maryland Department of Housing and Community Development that provides state tax credit allocations to 501(c)(3) nonprofits, enabling them to attract private donations from individuals and businesses. Donors contributing $500 or more to approved projects receive tax credits equal to 50% of their contribution. The program has leveraged nearly $27 million in charitable contributions to approximately 700 projects statewide. Eligible project areas include education, housing, job training, arts and culture, economic development, and services for at-risk populations. Projects must be located in or serve residents of Maryland's Priority Funding Areas. The application period is typically held annually.
The Families First Community Grant Program is a competitive grant initiative from the Tennessee Department of Human Services (TDHS) offering approximately $27 million in funding to support nonprofit organizations serving low-income Tennessee families. Grants fund programs across four priority areas: education, health, economic stability, and family well-being, aligned with TANF goals of promoting self-sufficiency. Eligible applicants are 501(c)(3) nonprofits based in Tennessee that provide direct services to economically disadvantaged families. The 2025 application cycle closed July 10, 2025. This program reflects Tennessee's broader commitment to strengthening communities through strategic investment in local organizations that address the root causes of poverty.
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