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Find similar grantsStrengthen Kentucky Homes Program is sponsored by Kentucky Department of Insurance. Grants to qualified Kentucky homeowners for upgrading roofs to IBHS FORTIFIED standards to improve wind and hail resistance.
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If you have any questions regarding the Strengthen Kentucky Homes Program (SKH), please review the frequently asked questions (FAQs) . We will begin accepting applications on this website in Spring 2026. SKH has opened registration for Contractors and Evaluators on this website.
Consumer grant applications will be available on this website starting in Spring 2026. The Strengthen Kentucky Homes Program (SKH) provides grants up to $10,000 for qualified homeowners to upgrade their roofs to standards set by the Insurance Institute for Business & Home Safety (IBHS). This program will help Kentucky homeowners strengthen their roofs to better withstand high wind and hail damage.
Homeowners interested in the Strengthen Kentucky Homes Program should understand the following details and requirements before applying. Please Contact Us by email at skh. doi@ky.
gov if you have any questions about these items: Homeowners applying for a grant should wait to see if they are approved to participate before contacting an Evaluator or Contractor as the process for selecting professionals is managed through the SKH grant program. Homeowners who select a Contractor and begin work on the project before receiving approval from SKH are not eligible for the grant.
Homeowners selected to receive a grant will be responsible for paying evaluation fees for the entire evaluation process according to prices set by the Evaluator. The applicant must be the owner of the property to be mitigated and must also be a resident of Kentucky.
Homes must be in good repair as determined by a FORTIFIED Evaluator and not have an open insurance claim involving the roof or anything that would affect FORTIFIED eligibility. Condominiums and mobile homes are not eligible to participate in the program. Homes on a foundation constructed of unrestrained stacked masonry or stone (dry-stack foundation) are not eligible without an approved retrofit of the foundation.
The completed project must meet the FORTIFIED Roof Standard for the grant to be issued. Grant funds are paid directly to contractors. Homeowners are financially responsible for all costs beyond the full grant amount.
Grant funding is limited to construction costs. I affirm, that all information provided is true and correct to the best of my knowledge and understand that knowing submission of false information may subject me to criminal penalties and civil liability.
To prevent wind from getting underneath the roof edge and ripping it away, FORTIFIED requires specific materials and installation methods, including a wider drip edge and fully adhered starter strip. FORTIFIED roof decks must be sealed to prevent water damage that typically comes through exposed wood decking when roof coverings are blown away.
FORTIFIED requires ring-shank nails instead of common smooth nails, which help keep the roof attached to your home in high winds. This nearly doubles the strength of your roof against wind. IMPACT-RESISTANT SHINGLES For the High Wind and Hail FORTIFIED designation, the standard requires stronger shingles that can withstand hail up to two inches in diameter, offering better protection for your home.
Strengthen Kentucky Homes Resources Operations of the Strengthen Kentucky Homes Program Eligibility Requirements for Contractors and Evaluators Subsequent Reinspection Procedures for the Strengthen Kentucky Homes Program Kentucky Vendor Self Service Website User Guide to Activate Kentucky Vendor Self Service Companies Offering a Fortified Discount in Kentucky Insurance Institute for Business & Home Safety HB 527 states that one (1) time financial grants are available to SKH approved contractors to reimburse each contractor for the cost of the initial certification by the Insurance for Business and Home Safety (IBHS) or a successor entity to act as a SKH Certified Roofing Contractor.
The SKH Program has a limited amount of funds to use for this training. For more information contact skh. doi@ky.
gov
According to the current listing, eligibility includes: Kentucky homeowners meeting income and property eligibility requirements; applications processed through official portal on first-come basis from limited funding pool. Confirm the full requirements in the official notice before applying.
The current listing shows up to $10,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Strengthen Kentucky Homes Program is funded by Kentucky Department of Insurance. Verify program details on the funder's official page before applying.
This opportunity targets applicants in Kentucky. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.