Tax Rebates to Kansas Low-Income Homeowners for Financial Assistance

Tax Rebates to Kansas Low-Income Homeowners for Financial Assistance is sponsored by Kansas State Government (via GrantWatch). This program offers tax rebates to low-income individuals in eligible regions of Kansas for financial assistance, intended to help homeowners afford their homes. Priority is given to individuals with additional needs, including veterans.

Kansas Homeowner Assistance Fund | Kansas Housing Resources Corporation Kansas Homeowner Assistance Fund (KHAF) Kansas Homeowner Assistance Fund The pandemic created a housing crisis, threatening Kansas homeowners’ ability to keep up with mortgage and utility payments. As of May 2021, this has led to 15,430 home loans delinquent, of which 70% of these loans were behind more than 90 days.

As a result, thousands of homeowners were at risk of losing their homes and having their utilities shut off. Without aid, homeowners were left to struggle through the pandemic’s effects. The Kansas Homeowner Assistance Fund (KHAF) was a federally funded, temporary emergency program to support homeowners experiencing hardship during the COVID pandemic.

KHAF was established with American Rescue Plan Act (ARPA) funds to help qualifying Kansas homeowners get current on their mortgages and avoid foreclosure. KHAF has provided nearly $49 million in assistance, preventing foreclosure for more than 4,350 homeowners.

The program’s impacts were felt across the state: 98 of 105 Kansas counties assisted 93% of homeowners assisted were below 100% of their area’s median income 275 mortgage servicers collaborated with KHAF Homeowners were offered HUD housing counseling and/or legal services According to the U.S. Department of Treasury, Kansas had distributed or allocated 96. 3 percent of its federal Homeowner Assistance Funds by the first quarter of 2023.

This was the highest percentage of Homeowner Assistance Fund disbursements among all 50 states. Additional data revealed Kansas’ foreclosure starts for the first half of 2023 were down significantly to just 34 percent of 2019 levels, among the lowest of all states. The closure process followed three phases.

Final Funding Phase: On January 30, 2023, homeowners were encouraged to apply as soon as possible to be considered for final funding. Hold Phase: On February 21, 2023, KHAF had received enough applications to exhaust all funds. Closure Phase: On Dec.

15, 2023, KHAF closed and stopped accepting new applications. Approved forward mortgage payments were paid as scheduled, with the last payment sent on May 3, 2024. A list of HUD housing counseling agencies, legal services, the Kansas foreclosure timeline, and loss mitigation options can be viewed at Additional Housing Resources .

For more questions, review the KHAF closure FAQs . The Kansas Homeowner Assistance Fund (KHAF) program helped qualifying Kansans get current on their mortgages and property taxes and avoid foreclosure. The KHAF program provided: Property taxes and charges Utility, internet, and broadband fees The KHAF program was funded through the federal American Rescue Plan Act.

Governor Laura Kelly designated Kansas Housing Resources Corporation (KHRC) to serve as the administrator of the majority of these funds through the KHAF program. Lender participation delivers hope to homeowners. The KHAF program provides financial assistance for past-due mortgages, property taxes, homeowner association fees, utility costs, and internet / broadband payments to homeowners financially impacted by the COVID pandemic.

Homeowners apply through an online process. If the application is approved, the KHAF funds are sent and applied directly to homeowners’ accounts, helping homeowners receive aid as quickly as possible. Total Applications Submitted View KHAF statistics for each of the 105 Kansas counties.

“I just wanted to say thank you. The fund is helping me with my back taxes and also with my electric bill. Thank you all so much.

” “I received an email about a week ago that I was actually able to receive the grant assistance! This is an unbelievable help for my wife and I who just found out we are pregnant as well! “ “Words cannot express how grateful we are!

This will actually give us the opportunity to be on track and caught up. This is such a blessing to our family. Thank you for all your help.

” Provide a KHAF Testimonial What does assistance cover? Mortgage Reinstatement – Past due mortgage payments including principal, interest, escrowed taxes and insurance, and any reasonable fees associated with the delinquency. Mortgage Payments – Up to 6 months of future mortgage payments to homeowners who qualify for Mortgage Reinstatement.

Property Taxes and Charges – Past due property taxes, homeowner and flood insurance, homeowner association and condominium association fees, cooperative maintenance charges, common charges and any reasonable fees associated with the delinquency. Utilities/Internet/Broadband Fees – Past due utility payments, including electricity, gas, home energy, water, wastewater as well as non-bundled internet and broadband services.

Only one application per homeowner/household. Past due utility assistance is secondary to mortgage and property tax assistance. Non-Conforming Loans are not eligible for KHAF assistance.

KHAF funds are used for qualified expenses that assist homeowners having incomes equal to or less than 150 percent of the greater of the area median income (AMI) for their household size, or the area median income for the United States, as determined by the Secretary of Housing and Urban Development. The KHAF Income Limits are used for determining eligibility for KHAF funds.

At or below 150% of AMI by County Documents | Forms | Resources KHAF Program Hoja de Hechos KHAF Lista de verificacion de la aplicacion KHAF Preguntas frecuentes KHAF Pre Qualification Questions KHAF Presentation Recording KHAF Webinar Presentation Loan Servicers Collaborating with KHAF Homeowner Representative Portal training Additional Housing Resources Conforming Loan Limit (CLL) Values FHFA Conforming Loan Limit Values FAQs KHAF Annual Report 9-30-2024 KHAF Annual Report 9-30-2023 KHAF Annual Report 9-30-2022 Mortgage Relief Scams – Federal Trade Commission COVID-era program to aid Kansas homeowners to soon close – KCTV – Feb.

21, 2023 COVID-era program to aid Kansas homeowners to soon close – WIBW – Feb. 21, 2023 KANSAS HOMEOWNER ASSISTANCE FUND IN HOLD PHASE – Fort Scott Biz – Feb. 21, 2023 Kansas Homeowner Assistance Fund in ‘hold phase’ as available funds nearly exhausted – The Emporia Gazette – Feb.

21, 2023 Kansas Homeowner Assistance Fund in hold phase, closing soon – KSNW – Feb. 21, 2023 Statewide program responsible for providing Douglas County homeowners with more than $1. 5 million in aid is nearing an end – Lawrence Journal-World – Feb.

21, 2023 The Kansas Homeowner Assistance Fund Program (2/1/23) – KOAM – Feb. 2, 2023 Program helping homeowners with emergency payments for mortgage, utility, property taxes ending soon – KVOE – Jan. 31, 2023 Kansas Homeowner Assistance Fund to close soon – Fox 4 KC – Jan.

31, 2023 Kansas Homeowner Assistance Fund to close soon – MSN – Jan. 30, 2023 HOMEOWNERS IN NEED OF ASSISTANCE: HELP IS AVAILABLE – Fort Scott Biz – Jan. 30, 2023 Kansas Homeowner Assistance Fund to close soon – KSNT – Jan.

30, 2023 Program meant to help Kansas homeowners during pandemic to close soon – WIBW – Jan. 30, 2023 KANSAS HOMEOWNER ASSISTANCE FUND CLOSING SOON – KRSL – Jan. 30, 2023 Stimulus money is still available for renters and homeowners in Kansas – Newsbreak – Dec.

27, 2022 Only 25 percent of Kansas Homeowner Assistance Funds remain – Great Bend Tribune – Dec. 20, 2022 Headlines for Tuesday, December 20, 2022 – Kansas Public Radio – Dec. 20, 2022 Homeowners in need of assistance encouraged to apply now – Fort Scott Biz – Dec.

19, 2022 About 75% of Kansas Homeowner Assistance funds dispersed, only 25% remain – WIBW – Dec. 19, 2022 Only 25% of Kansas Homeowner Assistance Funds remain – Emporia Gazette – Dec. 19, 2022 Agency encourages homeowners to apply for pandemic mortgage relief funds – Lawrence Journal-World – Dec.

19, 2022 Homeowner assistance fund helps support over 2,300 Kansans – Derby Informer – Nov. 5, 2022 KHAF Support Still Available, Thousands of Homeowners Have Already Received Assistance – Kansas Office of Recovery – Nov. 4, 2022 KANSAS ACCEPTING APPLICATIONS FOR MORTGAGE, PROPERTY TAX, AND UTILITY ASSISTANCE – Fort Scott Biz – Oct.

27, 2022 GOVERNOR LAURA KELLY ANNOUNCES NEARLY $25 MILLION HAS SUPPORTED OVER 2,300 KANSAS HOMEOWNERS – KRSL – Oct. 26, 2022 Kansas distributed nearly $25 million in mortgage and property tax aid to Kansans – KZRG – Oct.

25, 2022 The Kansas Mortgage Relief Program Is Helping Homeowners – EIN News – June 23, 2022 State has $56 million for homeowners struggling to pay mortgages – Derby Informer – June 22, 2022 Kansas has $56 million to help homeowners struggling to pay their mortgage following pandemic – The Kansas City Beacon – June 18, 2022 Funds Available to Kansas Homeowners Through KHAF Program – Kansas Office of Recovery – June 17, 2022 Kansas has $56 million to help homeowners struggling to pay their mortgage following pandemic – Wichita Beacon – June 15, 2022 Karey Brown with Marilyn Stanley, Program Director of Kansas Housing Assistance Fund – RealEstate101 with Karey Brown – May 2, 2022 Mortgage Money Available – WIBW News Now – Apr.

20, 2022 New help available for struggling homeowners in Kansas – KSN – Apr. 18, 2022 New help available for struggling homeowners in Kansas – Fox 4 KC – Apr. 18, 2022 Kansas Housing Launches Mortgage Relief Program – EIN Newswire – Apr.

18, 2022 Help available for homeowners behind on mortgage – Fox 4 KC – Mar. 1, 2022 Weather program available for low-income residents – Leavenworth Times – Feb. 5, 2022 Click Here to Report Fraud or Abuse in the KHAF Program This project is being supported, in whole or in part, by federal award number HAFP-0140 awarded to Kansas Housing Resources Corporation by the U.S. Department of the Treasury.

You are not permitted to submit this form! Maximum Income for Weatherization (200% of FPL) This field is for validation purposes and should be left unchanged. Please note: Kansas Housing Resources Corporation (KHRC) is not a direct provider of housing or services.

KHRC resources are provided by a network of partners across the state. Access our website to learn more about the programs we administer, then contact your local housing or service provider to apply.