The Merchants Fund (TMF) Stabilization and Emergency Grants

The Merchants Fund (TMF) Stabilization and Emergency Grants is sponsored by The Merchants Fund (TMF). TMF provides stabilization and emergency grants and business coaching services to small, family-owned businesses in Philadelphia during times of financial hardship.

Stabilization Grants - The Merchants Fund Philadelphia Jump to: Eligibility Checklist | Application Instructions to support specific projects that will help the business grow or overcome an obstacle that limits its ability to operate at full capacity. Offered twice a year, in spring and fall. We are processing spring applications received on or before April 15; the fall cycle will open August 15.

In recognition of historical and systemic disinvestment in some communities, as well as inequitable access to capital experienced by some business owners, TMF prioritizes support to address historical disparities and build wealth in our communities. Schedule a 15 minute call to answer any questions here . Our coaches are here to help answer any questions around eligibility, the application process, and grant requests.

Business Eligibility Checklist To apply for a Merchants Fund grant, your business must be: Independently owned and operated Be an eligible business type – see details below!

With annual sales between $50,000 – $750,000 In operation for at least two years Run from a publicly-accessible storefront/physical location (food trucks & kiosks are ok) In compliance with all federal, state, and local taxes (or on an approved payment plan) Has the required federal, state, and local licenses/permits to operate legally Able to demonstrate financial need for a grant Provides an eligible grant request (please review our reference sheet closely) Has NOT applied for a Stabilization grant in the last year Has NOT received a Stabilization grant within the last 24 months Not sure if you’re eligible?

Have an idea but not sure if it’s good for a grant? Want to talk about the paperwork you should get together now? Have a call with us before the applying!

We are here to help. *Ineligible businesses include, but are not limited to, those that provide professional services (like medical/therapeutic/counseling, legal, insurance), graphic design, architecture, real estate, child/elder care providers, and non-profit organizations. Additional ineligible businesses can be found on the quick reference sheet .

These lists are not comprehensive; TMF reserves the right to deem any application or business type ineligible, or deny any application. You can check your eligibility at any time! Click the GET STARTED button below to begin.

You’ll see our TMF Stabilization Grant Eligibility Questions . Please answer all the questions accurately. If you are eligible, it will say “You can apply!

” (but you can’t start until the cycle opens.) Once the cycle opens, you can start applying: On Step 1, when asked “ Who is this account for? “, please answer “Organization”, since it’s for your business.

On Step 2, enter your business name for Entity Name. You can skip all the other questions; we’ll ask again later. On Step 3, you’ll be the Primary Contact , so check that box.

On Step 4, click Complete , then Start New Form to apply! To submit your application, make sure all required information is completed and go to the final screen to click the SUBMIT button. You will receive an email confirmation once your application is submitted.

If you have questions or need assistance, please email grants@merchantsfund. org Eligibility and other information can be found in this document. This document can also be printed for your reference.

This provides an overview only. Our application will ask additional questions based on some of your replies. Apply using the link above.

Are you a Philadelphia small business owner facing an obstacle? Stabilization grants are awarded to help merchants overcome barriers affecting their ability to stabilize or grow. Follow the link in our bio to learn more about the program and apply before the April 15th deadline.

We look forward to learning about your business! Photo of 2025 Stabilization Grant recipient, Diva Beauty & Luggage 📷 @chriskendigphotography Open post by themerchantsfund with ID 17920757889271965 Are you a Philadelphia small business owner facing an obstacle? Stabilization grants are awarded to help merchants overcome barriers affecting their ability to stabilize or grow.

Follow the link in our bio to learn more about the program and apply before the April 15th deadline. We look forward to learning about your business! Photo of 2025 Stabilization Grant recipient, Diva Beauty & Luggage 📷 @chriskendigphotography Support The Merchants Fund before the end of the year!

For more than 170 years, TMF has stood beside Philadelphia merchants. We are the only organization in the city solely dedicated to providing direct grant support to small business owners. Merchants like Moneek Pines, owner of @artrageousbrushandflow and a 2025 Emergency Grant, are a testament to TMF’s impact.

By donating to TMF, you contribute to our mission of helping local businesses thrive and communities grow stronger. Visit the link in our bio to donate today! Open post by themerchantsfund with ID 18355885351162712 Support The Merchants Fund before the end of the year!

For more than 170 years, TMF has stood beside Philadelphia merchants. We are the only organization in the city solely dedicated to providing direct grant support to small business owners. Merchants like Moneek Pines, owner of @artrageousbrushandflow and a 2025 Emergency Grant, are a testament to TMF’s impact.

By donating to TMF, you contribute to our mission of helping local businesses thrive and communities grow stronger. Visit the link in our bio to donate today! With continued support from the City Commerce Department, The Barra Foundation and the Vanguard Foundation, we’ve extended the deadline for the SNAP Emergency program to December 31st!

Link to apply in bio. As our small food businesses navigate a wild November, we want to make time and space for you to reach out for support. We hope you`ll apply for our SNAP Emergency Relief Grant.

Please reach out to our team at grants@merchantsfund. org for help applying, or to the Mayor`s Business Action Team at business@phila. gov for language support.

Open post by themerchantsfund with ID 18066945605612491 With continued support from the City Commerce Department, The Barra Foundation and the Vanguard Foundation, we’ve extended the deadline for the SNAP Emergency program to December 31st! Link to apply in bio. As our small food businesses navigate a wild November, we want to make time and space for you to reach out for support.

We hope you`ll apply for our SNAP Emergency Relief Grant. Please reach out to our team at grants@merchantsfund. org for help applying, or to the Mayor`s Business Action Team at business@phila.

gov for language support. 🌟 Emergency SNAP Grants Open Today! 🌟 We know how challenging the recent SNAP benefit disruptions have been for local food businesses and the communities you serve.

Funded by the Department of Commerce and the Barra Foundation, the Emergency SNAP Grant program will be accepting applications from today, November 16th, to December 1st. The program will serve grocers, markets and corner stores with revenue under $2M who have seen substantial decreases in SNAP / EBT revenue. Full eligibility criteria, details and a link to the application can be found in our bio.

$600,000 in grants are available; priority will be given to businesses serving low-income neighborhoods. ➡️ Ready to apply or learn more? Visit www.

merchantsfund. org (link in bio!) Open post by themerchantsfund with ID 18080678969170685 🌟 Emergency SNAP Grants Open Today!

🌟 We know how challenging the recent SNAP benefit disruptions have been for local food businesses and the communities you serve. Funded by the Department of Commerce and the Barra Foundation, the Emergency SNAP Grant program will be accepting applications from today, November 16th, to December 1st. The program will serve grocers, markets and corner stores with revenue under $2M who have seen substantial decreases in SNAP / EBT revenue.

Full eligibility criteria, details and a link to the application can be found in our bio. $600,000 in grants are available; priority will be given to businesses serving low-income neighborhoods. ➡️ Ready to apply or learn more?

Visit www. merchantsfund. org (link in bio!)

The Stabilization Grant program is now accepting applications! Stabilization grants support specific projects that will help a business overcome an obstacle or grow. The application will be open until October 5th.

Follow the link in bio to check your eligibility and apply! Second slide: 2024 Stabilization Grant recipient @djakartacafephilly (📷: @chriskendigphotography) Open post by themerchantsfund with ID 17934473301089938 The Stabilization Grant program is now accepting applications! Stabilization grants support specific projects that will help a business overcome an obstacle or grow.

The application will be open until October 5th. Follow the link in bio to check your eligibility and apply! Second slide: 2024 Stabilization Grant recipient @djakartacafephilly (📷: @chriskendigphotography) The 2025 Rad Awards ceremony, powered by @thephiladelphiacitizen, was a night to remember!

TMF Executive Director, Jill Fink, took home the award for Nonprofit Leader of the Year. This honor recognizes the enormous impact Jill has had during her 7-year tenure at TMF and her unwavering commitment to community wealth building. Jill’s career has been a celebration of the small businesses that make Philadelphia great.

Now, join us in celebrating her! Open post by themerchantsfund with ID 17983076522736261 The 2025 Rad Awards ceremony, powered by @thephiladelphiacitizen, was a night to remember! TMF Executive Director, Jill Fink, took home the award for Nonprofit Leader of the Year.

This honor recognizes the enormous impact Jill has had during her 7-year tenure at TMF and her unwavering commitment to community wealth building. Jill’s career has been a celebration of the small businesses that make Philadelphia great. Now, join us in celebrating her!

Are you a passionate fan of the small businesses that make Philadelphia home? We want to talk! Apply on LinkedIn.

Open post by themerchantsfund with ID 18017828540741929 Are you a passionate fan of the small businesses that make Philadelphia home? We want to talk! Apply on LinkedIn.

The Spring Stabilization Grant Cycle is officially open! Click the link in our bio for more details and to start your application. Application closes March 31st.

Second slide: 2024 Stabilization Grant recipient, @nvmyeyewear33 (📷: @chriskendigphotography) Open post by themerchantsfund with ID 18059605403506902 The Spring Stabilization Grant Cycle is officially open! Click the link in our bio for more details and to start your application. Application closes March 31st.

Second slide: 2024 Stabilization Grant recipient, @nvmyeyewear33 (📷: @chriskendigphotography) Small business owners: What have been your successes and challenges this year, and what is your outlook for the future? The Federal Reserve is seeking your feedback in this year’s Small Business Credit Survey. Join the thousands of for-profit small businesses who complete the survey to voice what you are experiencing.

Survey closes November 1; link in bio. #SmallBusinessCreditSurvey #SmallBusiness #federalreserve Open post by themerchantsfund with ID 18039792926092209 Small business owners: What have been your successes and challenges this year, and what is your outlook for the future? The Federal Reserve is seeking your feedback in this year’s Small Business Credit Survey.

Join the thousands of for-profit small businesses who complete the survey to voice what you are experiencing. Survey closes November 1; link in bio. #SmallBusinessCreditSurvey #SmallBusiness #federalreserve Open post by themerchantsfund with ID 18456656236030530 Vault + Vine is a cafe and thoughtfully curated retail space founded in 2017 in East Falls, Philadelphia.

At the heart of their shop is love for their community and a desire to create, promote, and connect with their neighbors. Their vision is to create a community of businesses and customers that supports, promotes, and celebrates the local and global economy and by demanding accountability in every aspect of the supply chain.

#smallbusinesssupport #phillymerchant #phillysmallbusiness #communityempowerment #communitywealthbuilding #businesscoaching #financialassistance Check out @vaultandvine. co for more details about this inspiring small business. If you’re one of our grantees interested in having your story told, please feel free to DM us!

Open post by themerchantsfund with ID 18043484284729460 Vault + Vine is a cafe and thoughtfully curated retail space founded in 2017 in East Falls, Philadelphia. At the heart of their shop is love for their community and a desire to create, promote, and connect with their neighbors.

Their vision is to create a community of businesses and customers that supports, promotes, and celebrates the local and global economy and by demanding accountability in every aspect of the supply chain. #smallbusinesssupport #phillymerchant #phillysmallbusiness #communityempowerment #communitywealthbuilding #businesscoaching #financialassistance Check out @vaultandvine. co for more details about this inspiring small business.

If you’re one of our grantees interested in having your story told, please feel free to DM us! We are excited to announce that the Spring cycle of our ‘2024 Stabilization Grant Program’ is now live! Stabilization Grants provide funding of up to $10,000 to help a business stabilize in the face of adversity, take advantage of an opportunity to grow, or increase profitability.

Visit merchantsfund. org/grants/stabilization for more info and when you’re ready to apply, click the link in our bio! #phillysupportphilly #phillymerchants #phillysmallbusiness Open post by themerchantsfund with ID 18224513359259394 We are excited to announce that the Spring cycle of our ‘2024 Stabilization Grant Program’ is now live!

Stabilization Grants provide funding of up to $10,000 to help a business stabilize in the face of adversity, take advantage of an opportunity to grow, or increase profitability. Visit merchantsfund. org/grants/stabilization for more info and when you’re ready to apply, click the link in our bio!

#phillysupportphilly #phillymerchants #phillysmallbusiness