Training Fund (CCPU)

Training Fund (CCPU) is sponsored by Child Care Providers United (CCPU). CCPU's Training Fund provides tuition assistance and high-quality workshops that support home-based child care providers in pursuing ongoing education and professional development. Opportunities also include a paid peer-to-peer mentorship program.

Training Fund – Child Care Providers United CCPU Join us in our mission to provide high-quality, worker-centered professional development for family child care providers, recognizing the vital role we play in early childhood education. Our collaborative, peer-to-peer approach is guided, focusing on both business and child development to meet diverse professional learning goals.

In our eyes, every family child care provider is not just important but essential and deserving of the support necessary for their growth and success. to support 15,000 (and counting) child care workers. Join us in our mission to provide high-quality, worker-centered professional development opportunities for family child care providers.

We are dedicated to cultivating respect for the invaluable contributions made by family child care providers to early childhood education. Join our “Let’s Grow Together” Peer Mentorship Program to enhance your skills, support peers, and transform family child care through collaboration and learning across California. Access up to $5,000 in tuition assistance for providers through the Higher Education Tuition Assistance Fund.

Transform your career with CCPU Training Fund’s tailored workshops and trainings for family child care providers. Elevate your career with CCPU Training Fund’s workshops and trainings for family child care providers. Embrace the digital age with our Technology Benefits Program, offering tools and training to enhance your child care practices and skills.

Educator Led Communities of Care Join our ELCC (Educator-Led Communities of Care) for a supportive space where family child care providers connect, share, and grow together. Phone: (888) 583-CCPU (2278) We’re all independent entrepreneurs…But with the training fund, we are making a new standard. —Donise Keller (Antioch, CA) Go to www.

MyParticipantEdge. com Complete the following fields, using the information provided in the benefits letter you received. Email: Enter your email address and confirm your email First and Last Name: Enter your first and last name SSN/SIN: Enter the last 4 digits of the Retirement Identification Number you received from your benefits letter.

Do not enter the last 4 digits of your Social Security number. Date of Birth: Enter your actual date of birth. If this doesn’t work, then enter the temporary date of birth from your benefits letter.

Zip Code/Postal Code: Enter the zip code exactly as written on your benefits letter Click “Next” and the following screen displays Click Finish, the account is created, and you are returned to the initial screen (see following screen example) From the initial screen, enter the email address you used to set up your account and password, and click Login Enter the access code you received in your email to access the Dashboard screen If you have any questions, or would like assistance registering your portal, call our CCPU Provider Resource Center at (888) 583-CCPU (2278) or PRC@ccpuca.

org. Info Sessions Recordings: July 9 CCPU Retirement Fund Info Session July 18 CCPU Retirement Fund Info Session Frequently Asked Questions Find answers to common questions in the FAQ section below. Are the benefits from the Retirement Plan taxable income to me?

The State contributions to your Retirement Plan account are not taxable to you until you receive a distribution. There may be distributions options to defer those taxes. Eligible providers are automatically enrolled in the retirement fund.

However, the administrator, Zenith American Solutions, will ask eligible providers to update necessary information. It is important to provide this information so that your records are accurate, and to avoid delays accessing your account. If you believe you are eligible, but have not received this mail, you may contact the CCPU Provider Resource Center for assistance at (888) 583-CCPU (2278) or PRC@ccpuca.

org. If you have additional questions, you can call the CCPU Provider Resource Center at 888-583-CCPU (2278) from 9am to 5pm Monday-Friday or email at PRC@ccpuca. org.

WHAT – What benefits does the Retirement Fund expect to offer providers? Expand the Retirement Fund Benefits Table to see benefits. Plan Rules Eligible participants* You are eligible to participate in the Retirement Plan for a 2024 contribution if you are: A licensed child care provider Who has been paid 6 or more months of child subsidy in the 2023 calendar year (can be non-consecutive months).

Eligibility for benefit credit for contributions in 2024* You will earn your full service credits for 2023 if you were paid for ten or more months of child subsidy in 2023. If you were paid for 6 or more months of child subsidy, you will receive 60% of your service credits, 70% for 7 months, 80% for 8 months and 90% for 9 months. You will not earn any service credit if you were paid for less than 6 months.

Contributions The only contributions to the Retirement Plan will be paid from funding won through the CCPU collective bargaining agreement. The Plan does not accept contributions from you. Amount of annual employer contributions for 2024 service allocable to participants in 2025* You will earn one full service credit for the State contribution on your behalf in 2025 if you were paid for ten or more months of child subsidy in 2024.

If you were paid for 6 to 9 months in 2024, you will receive a pro-rated service credit. You will not earn any service credit if you were paid for less than 6 months in 2024. Vesting You are “vested” in any contribution correctly made to your account.

You do not need to work a minimum number of years before 2024 to be entitled to a benefit.

Distribution events You can elect to receive your account when: You stop all work as a licensed provider paid for state subsidized child care for 9 consecutive months at any age (“terminate from service”); You stop all work as a licensed provider paid for state subsidized child care for 3 consecutive months at age 60 or older (“retirement”); or You attain age 73, which is the age you are required to start receiving payments, unless you are still working.

Forms of distributions If you are age 60 or older and stop all work as a licensed provider for 3 consecutive months and elect to retire, you can choose to receive your account balance as: Approximately equal monthly payments for 5 years Approximately equal monthly payments for 10 years If you are younger than age 60 and stop all work as a licensed provider for 9 consecutive months, you can only elect to receive your account as one lump-sum payment.

Death benefits Since your account is 100% vested, you can designate a beneficiary (or multiple beneficiaries) to receive your account balance if you die before you receive it. Investments The Board of Trustees will manage how the Retirement Plan is invested on your behalf, with the assistance of investment professionals. *Special rules apply to providers where more than one provider is on the payment record.

Who is eligible for the Retirement Fund benefits? State contributions to the Retirement Plan are tied to the child care subsidy program. To be eligible for retirement benefits in 2024, you must be a licensed provider who has have been paid for work with a subsidized child in at least 6 months in 2023-these months do not need to be consecutive.

License exempt providers are not eligible; however, if you become licensed in a year, your work in that year may count for eligibility. When will the benefits be available? Contributions to the Retirement Plan are tied to the child care subsidy program.

To be eligible for retirement benefits in 2024, you must be a licensed provider who has have been paid for work with a subsidized child in at least 6 months in 2023-these months do not need to be consecutive. License exempt providers are not eligible; however, if you become licensed in a year, your work in that year may count for eligibility. How can I get help enrolling?

If you are eligible, the Plan will automatically enroll you based on data received by the State of California. You should immediately update your information with the Plan so it has has all of your current information and you receive credit for your years of licensed work.