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USDA Electric Infrastructure Loan and Loan Guarantee Program FY 2026 is sponsored by U.S. Department of Agriculture (USDA). This opportunity supports mission-aligned projects and measurable outcomes.
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# Electric Infrastructure Loan & Loan Guarantee Program | Rural Development **Official websites use** A **. gov** website belongs to an official government organization in the United States.
**Secure websites use HTTPS** Rural Development U.S. Department of Agriculture * Director of State Office Operations * Rural Business-Cooperative Service * Rural Utilities Service * Healthy Food Financing Initiative * Interagency Working Group on Cooperative Development * Substantially Underserved Trust Area (SUTA) * Cybersecurity for Water and Wastewater Systems * Community Facilities Programs * Multifamily Housing Programs * Single Family Housing Programs * Telecommunications Programs * Water & Environmental Programs * Program Support Services * General Terms and Conditions * General Terms and Conditions - Legacy View all General Terms and Conditions * For Water & Environmental Engineers * Rural Development Disaster Assistance View all Programs & Services * Stakeholder Announcements ### **Ohio Feed Mill Modernizes with USDA Lending Partnership** Towering over the main intersection of Baltic, Ohio, is the Gerber & Sons, Inc. feed mill.
Since it first started in 1905, this family-owned business in rural Holmes County has produced custom feed mix and bulk feed for local livestock and poultry farmers...
* Publications for Cooperatives * Regulations and Guidance View all Regulations and Guidance * Guaranteed Underwriting System (GUS) * LINC Contact and Resources View all LINC Training Library ### Human Resources Inquiries ### **Existing Home Loan Borrower Inquiries** PO Box 66889 St. Louis, MO 63166 1. [](https://www.
rd. usda. gov/) 4.
Electric Infrastructure Loan & Loan Guarantee Program * Community Facilities Programs * Multifamily Housing Programs * Single Family Housing Programs * Telecommunications Programs * Water & Environmental Programs * Program Support Services * General Terms and Conditions * General Terms and Conditions - Legacy * For Water & Environmental Engineers * Rural Development Disaster Assistance # Electric Infrastructure Loan & Loan Guarantee Program Program Application Period: Applications are accepted for processing from electric distribution, generation, and transmission providers serving eligible rural areas on an ongoing basis from October 1 – September 30.
To begin, select Overview and Other Requirements tabs below to find out more information about the program and select To Apply tab to participate in the loan program. If you need further assistance, select Contact tab below. The preparation process can take several months, depending on the complexity of the application and the completeness of the materials provided.
**What does this program do? ** The electric program makes insured loans and loan guarantees to nonprofit and cooperative associations, public bodies, and other utilities. Insured loans primarily finance the construction of electric distribution facilities in rural areas.
The guaranteed loan program has been expanded and is now available to finance generation, transmission, and distribution facilities.
The loans and loan guarantees finance the construction of electric distribution, transmission, and generation facilities, including system improvements and replacement required to furnish and improve electric service in rural areas, as well as demand side management, energy conservation programs, and on-grid and off-grid renewable energy systems. **Who may apply for this program?
** Most retail or power supply providers serving qualified rural areas, including: * State and local governmental entities * Federally-recognized Tribes * Nonprofits including cooperatives and limited dividend or mutual associations * For-profit businesses (must be a corporation or limited liability company) **Are there additional eligibility requirements? ** **What is an eligible area?
** * The law requires the consideration of several factors to determine whether an area qualifies as rural for the purposes of this program * Check with a General Field Representative (GFR) to determine whether the proposed service area qualifies as rural **How may funds be used?
** Funds may be used to finance: * Replacement of distribution, sub transmission and headquarters (service, warehouse) facilities * Renewable energy systems * For additional details, see theCode of Federal Regulations **What kind of funding is available? ** * Loan Guarantees up to 100% allow the Federal Financing Bank (FFB) to extend credit to qualified borrowers in rural areas.
100% of the construction work plan can be financed * Hardship Loans may be used, at the sole discretion of the Rural Utilities Service, to assist applicants in rural areas that are either economically distressed or recovering from an unavoidable event, such as a natural disaster **What are the loan terms?
** * Generally, repayment may not exceed the useful life of the facility being financed, with a maximum repayment schedule of 35 years * Power supply borrowers are also limited by the terms of their wholesale power contracts * Loan Guarantees and Treasury Rate Loans: interest rates are fixed at the time of each advance based on rates established daily by the United States Treasury plus 1/8 of 1% * Hardship Loans: interest rates are fixed at a rate of 5% for up to 35 years * Borrowers must have legal authority to provide, construct, operate and maintain the proposed facilities or services * All facilities receiving federal financing must be used for a public purpose * Partnerships with other federal, state, local, private and non-profit entities are encouraged **What is the current status of the program and who currently participates?
** * Our Boxscore provides a current overview of the Rural Electric program investments **How do we get started? ** * Applications for these programs are accepted year-round through a General Field Representative (GFR) * Program Resources are available online (i.e. forms, guidance, certifications) **Who can answer questions?
** * Contact the GFR who serves your area * Call the Electric Program at 202-720-1422 **What governs this program? ** * Rural Electrification Act of 1936, as amended * Code of Federal Regulations **Why does USDA Rural Development do this?
** Electric Infrastructure Loan Programs provide investment capital in the form of loans and loan-guarantees for the maintenance and improvement of electric infrastructure in areas where commercial capital is not available. This type of investment increases economic opportunity and quality of life in rural communities nationwide by maintaining a seamless electric network for all Americans, regardless of where they live.
**NOTE:** Program details may change over time. Before you begin an application, please confirm you have the most current information by contacting aGFR who serves your area for assistance or consult the program Instructions listed in the section above titled "_What Governs this Program?" _ There are no other architect, engineering or environmental requirements at the national level.
If there are additional state-specific requirements they will be listed above. There are no other additional requirements at the national level. If there are additional state-specific requirements they will be listed above.
General Field Representatives in your state There are currently no events scheduled. * Report Fraud on USDA Contracts * Architectural Barriers Act * USDA Equal Employment Opportunity Policy Statement * Non-Discrimination Statement Rural Development U.S. Department of Agriculture
According to the current listing, eligibility includes: Entities involved in rural electric infrastructure projects, particularly housing projects tied to prior Choice Neighborhoods Planning Grants. Confirm the full requirements in the official notice before applying.
The published deadline was March 9, 2026, which has passed. Check the official notice for any future application windows before investing time in a proposal.
USDA Electric Infrastructure Loan and Loan Guarantee Program FY 2026 is funded by U.S. Department of Agriculture (USDA). Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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