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USDA Section 502 Direct Loan Program (Single Family Housing) is sponsored by U.S. Department of Agriculture (USDA) Rural Development. Assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas through direct loans with payment assistance.
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Or search similar grants →According to the current listing, eligibility includes: Low- and very-low-income individuals and families in rural areas with adjusted income at or below area limits; cannot obtain credit elsewhere. Confirm the full requirements in the official notice before applying.
The current listing shows varies by area; FY2026 appropriations up to $1 billion total. Verify award ceilings, matching requirements, and allowable costs in the official notice.
USDA Section 502 Direct Loan Program (Single Family Housing) accepts applications on a rolling basis — there is no single fixed deadline. Check the official notice for any cycle-specific review dates.
USDA Section 502 Direct Loan Program (Single Family Housing) is funded by U.S. Department of Agriculture (USDA) Rural Development. Verify program details on the funder's official page before applying.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly.
USDA's Rural Decentralized Water Systems Grant funds nonprofits to capitalize a revolving loan fund for household wells and septic systems: 1 percent fixed, 20-year terms, $15,000 maximum per household. The application window closes September 30, 2026. The program is chronically under-subscribed for one structural reason — the 10 percent priority-point contribution cannot be in-kind. Here is the full instrument analysis and what it takes to win.
Read articleWhile applicants chase fixed federal deadlines, USDA Rural Development keeps roughly $4.1 billion moving through programs with no deadline at all — Community Facilities, Water & Waste Disposal, and Business & Industry loans that accept applications year-round. But 2026 brought a quiet shake-up: REAP grants paused, RBDG's competitive window closed. Here is the map of what's open, what's frozen, and how rural organizations should work a rolling pipeline.
Read articleOn July 2, 2026, USDA Rural Development rescinded the FY2025 RCDI funding notice to rewrite it around new policy priorities — voiding pending applications for a small-but-strategic program that builds the capacity of rural nonprofits. Here is what RCDI funds, why the mid-cycle pull fits a larger 2026 pattern, and the concrete moves intermediaries should make now so they are ready the day a new NOFO drops.
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