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Veterans Housing Direct Loans for Certain Disabled Veterans is a grant from the Department of Veterans Affairs that provides direct housing loans to eligible veterans with service-connected disabilities. The program supports purchase, construction, improvement, or adaptation of homes for veterans who qualify for the Specially Adapted Housing grant.
Eligible applicants are veterans who served on active duty on or after September 16, 1940, and who are eligible for a Specially Adapted Housing (SAH) grant due to a permanent total service-connected disability. Federal obligations reached approximately $164,041,802 in 2026.
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How Much Life Insurance Do You Really Need?
FSGLI: Family Servicemembers Group Life Insurance TSGLI: SGLI Traumatic Injury Protection Program Schedule of Payments for Traumatic Losses S-DVI: Service-Disabled Veterans Life Insurance VALife: Veterans Affairs Life Insurance VMLI: Veterans' Mortgage Life Insurance Beneficiary Financial Counseling and Online Will Accelerated Benefits Option Other VA Life Insurance Page Veterans' Reopened Insurance Veterans' Special Life Insurance National Service Life Insurance WWII Dividend Payment Options Available Beneficiary Financial Counseling Educational and Vocational Counseling Mortgage Delinquency Assistance Private Providers Information Applying for Benefits Home Characteristics of Claims Monday Morning Workload Report Appeals Modernization Reporting Veterans Benefits Administration » Are you ready to start the homebuying journey?
Learn more about the 1st Step of the Homebuying Process: Obtaining your VA Certificate of Eligibility (COE). We encourage any Veteran struggling with making their VA home loan payments to visit VA help to avoid foreclosures . You may also contact a VA loan technician at 877-827-3702 to receive personalized support.
Packed with eligibility information and debunked myths, it’s the ultimate resource. The Quick Reference for Real Estate Professionals is a go-to tool for commonly asked questions about VA home loans. Explore the toolkit, share it, and be a trusted guide for Veterans.
Acting Executive Director for the VA Home Loan Program talks with the president of the National Association of REALTORS ® to discuss the VA home loan program Watch Part 1: VA Loans 101 Watch Part 2: Reducing Barriers for VA Borrowers Information about VA's policy regarding natural disasters.
VA help to avoid foreclosure Check out the Real Estate Professionals VA Home Loan Toolkit VA Policy Regarding Natural Disasters VA helps Veterans, Servicemembers, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.
VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms. Read our guide for buying a home Before you buy, be sure to read the VA Home Loan Buyer's Guide .
This guide can help you under the homebuying process and how to make the most of your VA loan benefit. Download the Buyer's Guide here .
Main pillars of the VA home loan benefit ( * Note: Lenders may require downpayments for some borrowers using the VA home loan guaranty, but VA does not require a downpayment ) Competitively low interest rates No need for Private Mortgage Insurance (PMI) The VA home loan is a lifetime benefit : you can use the guaranty multiple times Purchase Loans Help you purchase a home at a competitive interest rate often without requiring a downpayment or private mortgage insurance.
Cash Out Refinance loans allow you to take cash out of your home equity to take care of concerns like paying off debt, funding school, or making home improvements. Learn More Interest Rate Reduction Refinance Loan (IRRRL): Also called the Streamline Refinance Loan can help you obtain a lower interest rate by refinancing your existing VA loan.
Learn More Native American Direct Loan (NADL) Program: Helps eligible Native American Veterans finance the purchase, construction, or improvement of homes on Federal Trust Land, or reduce the interest rate on a VA loan. Learn More Adapted Housing Grants: Help Veterans with a permanent and total service-connected disability purchase or build an adapted home or to modify an existing home to account for their disability.
Learn More Foreclosure Avoidance Assistance : VA provides financial counseling to help Veterans avoid foreclosure during periods of financial difficulty. Learn More State Resources : Many states offer resources to Veterans, including property tax reductions to certain Veterans. Learn More VA Loan Overview Podcast : Listen to a podcast about the benefits of VA Home Loan program and helpful tips about owning a home.
Listen Here Your length of service or service commitment, duty status and character of service determine your eligibility for specific home loan benefits. *Eligibility now includes National Guard members with at least 90 days of active service including at least 30 consecutive days under Title 32, Sections 316, 502, 503, 504 or 505.
Purchase Loans and Cash-Out Refinance: VA-guaranteed loans are available for homes for your occupancy or a spouse and/or dependent (for active duty service members). To be eligible, you must have satisfactory credit, sufficient income to meet the expected monthly obligations, and a valid Certificate of Eligibility (COE).
Learn More Interest Rate Reduction Refinance Loan (IRRRL): The IRRRL is a "VA to VA" loan, meaning it can only be done if you have an existing VA guaranteed loan on the property. The IRRRL is generally performed to lower the interest and reduce the monthly payment on the existing VA guaranteed loan.
Learn More Native American Direct Loan (NADL) Program: The NADL program helps Native American Veterans purchase, construct, improve, or re-finance a home on Native American trust lands. Your tribal organization must participate in the VA direct loan program. You must have a valid Certificate of Eligibility (COE).
Learn More Adapted Housing Grants: VA helps Veterans with certain total and permanent disabilities related to your military service obtain suitable housing with either a Specially Adapted Housing (SAH) or Special Housing Adaptation (SHA) grant. Learn More Purchase Loan & Cash-Out Refinance: VA loans are obtained through a lender of your choice once you obtain a Certificate of Eligibility (COE).
You can obtain a COE through your lender, VA. gov , or by mail. Learn More Interest Rate Reduction Refinance Loan: A new Certificate of Eligibility (COE) is not required.
You may take your Certificate of Eligibility to show the prior use of your entitlement or your lender may use our e-mail confirmation procedure in lieu of a COE. Learn More Native American Direct Loan (NADL) Program: First, confirm that your tribal organization participates in the VA direct loan program. NADL loans are obtained through a lender of your choice once you obtain a Certificate of Eligibility (COE).
You can obtain a COE through VA. gov , or by mail. Learn more about the NADL Program Adapted Housing Grants: You can apply for an SAH or SHA grant by either downloading and completing VA Form 26-4555 (PDF) and submitting it to your nearest Regional Loan Center, or completing the online application.
Learn more about adapted housing grants External Link Disclaimer : This page contains links that will take you outside of the Department of Veterans Affairs website. VA does not endorse and is not responsible for the content of the linked websites.
Download the VA Buyer's Guide Native American Direct Loan - Tribal MOU's VA Policy on Natural Disasters Servicemembers Civil Relief Act (SCRA) for borrowers called to active duty Blue Water Navy Act Information Technology Knowledge Center Federal Benefits for Veterans, Dependents, and Survivors New/Update Military ID Card Whistleblower Rights & Protections Life Insurance Online Applications State and Local Resources VA Plans, Budget, & Performance Returning Service Members Vocational Rehabilitation & Employment Surviving Spouses & Dependents Veterans Health Administration Veterans Benefits Administration National Cemetery Administration U.S. Department of Veterans Affairs | 810 Vermont Avenue, NW Washington DC 20420 Last updated November 17, 2025 Get help from Veterans Crisis Line have hearing loss 1-800-799-4889 If you are in crisis or having thoughts of suicide, visit VeteransCrisisLine.
net for more resources.
According to the current listing, eligibility includes: Veterans who served on active duty on or after September 16, 1940, and are eligible for a Specially Adapted Housing grant. Confirm the full requirements in the official notice before applying.
The current listing shows recent federal obligations suggest $164,041,802 (2026). Verify award ceilings, matching requirements, and allowable costs in the official notice.
Yes — Veterans Housing Direct Loans for Certain Disabled Veterans is offered by Department of Veterans Affairs and this listing comes from SAM.gov, an official U.S. federal source. Federal applications generally require registrations (for example SAM.gov or an agency submission portal), so allow extra lead time.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
Past winners and funding trends for this program
VA Grants for Adaptive Sports Programs for Disabled Veterans and Disabled Members of the Armed Forces is a grant from the Department of Veterans Affairs that funds organizations working to increase and expand sustainable adaptive sport activities for veterans and service members with disabilities. The program supports community-level physical activity programs, including those addressing mental health, as well as advanced Paralympic and adaptive sport programs at regional and national levels. Eligible applicants are non-federal government entities with significant experience managing large-scale adaptive sports programs for persons with disabilities. Recent federal obligations indicate approximately $16 million in annual funding. The VA also provides monthly assistance allowances to veterans with disabilities training in Paralympic sports.
Staff Sergeant Parker Gordon Fox Suicide Prevention Grant Program is sponsored by U.S. Department of Veterans Affairs. This program provides grants to community-based organizations to deliver suicide prevention services to Veterans, Service Members, and their families. Eligible services include outreach, mental health screening, education, clinical services for emergency treatment for mental health and substance use disorder, case management, and peer support. The goal is to reduce suicide risk and improve veterans' mental health, well-being, and financial stability.
Grants for Adaptive Sports Programs for Disabled Veterans and Disabled Members of the Armed Forces is sponsored by National Veterans Sports Programs (Department of Veterans Affairs). This program provides grants to eligible adaptive sports entities to plan, develop, manage, and implement programs that offer adaptive sports activities for veterans and members of the armed forces with disabilities.
The Department of Defense FY2026 Defense University Research Instrumentation Program (DURIP) provides funding for U.S. universities to acquire research equipment and instrumentation in areas important to national defense, including AI and machine learning hardware. The program is administered jointly by the Army Research Office (ARO), Office of Naval Research (ONR), and Air Force Office of Scientific Research (AFOSR), with approximately $34 million available and 95 awards anticipated. DURIP funds the acquisition of specialized computing hardware for AI/ML research (GPU clusters, TPUs, neuromorphic processors), robotics and autonomous systems testbeds, sensor arrays and data collection systems for machine learning training, high-performance computing infrastructure for defense-relevant AI research, and laboratory equipment for human-AI interaction studies. The program specifically supports equipment that enhances research-related education in DoD-priority disciplines. While general-purpose computing is not eligible, computing equipment directly supporting DoD-relevant AI research programs qualifies. No cost sharing is required.
Vinnova, Sweden's national innovation agency, funds projects developing applied AI solutions for Swedish industry through its Advanced Digitalization Programme. Each project can apply for between 2 and 10 million SEK (approximately $190,000 to $950,000 USD) covering up to 50% of eligible project costs. The total call budget is 60 million SEK. Projects run for 12-24 months and focus on two key areas: Intelligent Edge (AI for real-time application in the sensor chain) and AI-based decision support. All projects must address industrial needs and integrate gender equality and climate change perspectives. Scientific publications must be open access. A parallel call also funds AI and cybersecurity projects at 1-10 million SEK per project with a 50 million SEK total budget.