Wicked Fast Microloans

Wicked Fast Microloans is sponsored by Coastal Enterprises, Inc. (CEI). This program provides quick, direct financing for small businesses in Maine looking for flexible, efficient financing options. Funds can be used for inventory, equipment, working capital, and other expenses.

Real estate purchases are prohibited.

Wicked Fast Loan Application - CEI Wicked Fast Loan Application The money you need for your business. Not just fast, but wicked fast. Note: CEI uses one application form for all Wicked Fast Loans, including interest-bearing and Riba-Free loans.

Please use Google Chrome to complete and submit the application, as it may not work in all browsers. Save my progress and resume later | Resume a previously saved form In order to be able to resume this form later, please enter your email and choose a password.

Password must contain the following: All materials submitted to CEI in connection with your loan application shall become the property of CEI and shall be retained or destroyed in accordance with CEI's file retention policy.

Please upload and submit the following information/documentation with your complete, signed, and dated loan application: Complete, signed, and dated loan application for owners with ≥ 20% and any additional personal guarantor(s) Two-sided copy of valid photo identification for owners with ≥ 20% and any additional personal guarantor(s) Complete list of items to be purchased, with associated cost and specifications, if applicable Most recent business and personal tax returns for existing businesses Most recent year-end balance sheet and income statement for existing businesses Current year-to-date balance sheet and income statement for existing businesses Most recent personal tax returns for start-ups Cash Flow projections by month for 1-year List of business assets with associated values Evidence of a Business Advisor/client relationship is required.

CEI can make Business Advisor referrals. Support is free of charge.

Partnerships : Partnership agreement Limited Liability Company : Articles of Organization/Certificate of Formation, LLC Agreement, and EIN letter Corporations : Articles of Incorporation, Corporate Bylaws, and EIN letter Copy of current lease agreement, if applicable Additional items, as needed If approved, the following items will be requested to prior to scheduling a loan closing: Loan Origination Fee (2% of the total loan amount requested) Bank account information for automatic monthly loan payments by ACH Evidence of business liability insurance Borrower’s Resolution, if applicable Additional items, as needed WICKED FAST LOAN APPLICATION: Up to $15,000 for start-ups or $30,000 for existing businesses (an existing business can provide evidence of 12 months of revenue) Information About Your Business Out-of-State (please specify ...)

Full Year Gross Revenue ($): Name(s) of any subsidiaries/affiliates: Does business have a lease agreement?

Please do not upload a doc exceeding the limit of 1,235 KB Operating Agreement/Corporate Bylaws/Partnership Agreement Please do not upload a doc exceeding the limit of 1,235 KB Articles of Incorporation/Certificate of Formation Please do not upload a doc exceeding the limit of 1,235 KB EIN verification for startups and existing business if not listed on business tax return Please do not upload a doc exceeding the limit of 1,235 KB Business Ownership/ Leadership Out-of-State (please specify...)

Are you an owner with ≥ 20% interest in this business? Adjusted Gross Income from Tax Return ($): Are there any other owners with 20% or greater share of the business? Co-Applicant or Guarantor: Email (Must be different then other owners or Guarantors): Out-of-State (please specify...)

Are you an owner with ≥ 20% interest in this business? Are there any other owners with 20% or greater share of the business? Out-of-State (please specify...)

Are there any other owners with 20% or greater share of the business? Out-of-State (please specify...) * Cooperatives please upload a list of board members: Please do not upload a doc exceeding the limit of 1,235 KB Business Employment and Benefits # of Current Full Time Employees (incl.

self): # of Current Part Time Employees: Projected FT staff increase over the next 12 months: Projected PT staff increase over the next 12 months: Minimum FT Starting Wage ($/hr): Minimum PT Starting Wage ($/hr): If yes, list benefits here: Small Business Development Center (SBDC) CEI Women's Business Center (WBC) CEI Child Care Business Lab SCORE StartSmart CEI Agriculture Program CEI Fisheries & Aquaculture Program Other None Hours of Counseling Provided: How did you hear about CEI?

Existing or Former Borrower Partner CDFI/Industry Lender Evidence of a business advisor required (may include a screenshot of a calendar invitation or an email confirmation from the advisor) Please do not upload a doc exceeding the limit of 1,235 KB If you need a business advisor please visit: https ://w ww . ceimaine.

or g /advising/business/ Up to $15,000 for start-ups or $30,000 for existing businesses Loan Amount ($) Requested: Please do not use commas and decimals.

I am Interested in Riba-free financing Proposed Use(s) of Funds: click add another reponse to add another planned use of funds Summary of Proposed Collateral (please attach a complete list of current business assets if additional space is needed) Balance ($) of Existing Liens/Loans: Summary of Existing Business Loans and Leases Enter as an integer, i.e. 9. 5 = 9.

5% If you answer yes to any of the following questions, please provide an attachment with details. Failure to upload supporting documents may lead to an increase in application processing. Have you or any officers of your company ever been involved in bankruptcy or insolvency proceedings?

Please do not upload a doc exceeding the limit of 1,235 KB Are you or your business involved in any pending lawsuits? Please do not upload a doc exceeding the limit of 1,235 KB Do you buy from, sell to, or use the services of any entity in which someone in your company has a financial interest of 20% or more?

Please do not upload a doc exceeding the limit of 1,235 KB Have you or your business ever been > 30 days late repaying personal or business debt? Please do not upload a doc exceeding the limit of 1,235 KB If you owe child support, are you > 60 days late on payment?

Please do not upload a doc exceeding the limit of 1,235 KB Upload any additional documents here (click add another response to upload more than one document) Complete list of current business assets with associated values for collateral purposes: Please do not upload a doc exceeding the limit of 1,235 KB Complete list of items to be purchased, includes intended use(s) for working capital Please do not upload a doc exceeding the limit of 1,235 KB Most recent personal tax returns, all pages and schedules Please do not upload a doc exceeding the limit of 1,235 KB Please do not upload a doc exceeding the limit of 1,235 KB Please do not upload a doc exceeding the limit of 1,235 KB Cash Flow Projections by month for 1-year Please do not upload a doc exceeding the limit of 1,235 KB if you need assistance, please reach out to one of our business advisors ( https ://w ww .

ceimaine.

or g /advising/business/ ) Business plan or questionnaire Please do not upload a doc exceeding the limit of 1,235 KB Upload any additional documents Please do not upload a doc exceeding the limit of 1,235 KB Most recent year end balance sheet Please do not upload a doc exceeding the limit of 1,235 KB Most recent year end income statement Please do not upload a doc exceeding the limit of 1,235 KB Current year-to- date balance sheet Please do not upload a doc exceeding the limit of 1,235 KB Current year-to- date income statement Please do not upload a doc exceeding the limit of 1,235 KB Most Recent business tax returns, all pages and schedules Please do not upload a doc exceeding the limit of 1,235 KB Acknowledgement and Submission The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); and because all or parts of the applicant’s income is derived from any public assistance program; or because the applicant has, in good faith, exercised any rights under the Consumer Credit Protection Act.

The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission. If a person believes that he or she was denied assistance in violation of this law, they should contact the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

I/We understand that by signing this application I/we authorize CEI to make inquiries as needed to verify the accuracy of the information and to determine creditworthiness. The undersigned authorize any person or consumer reporting agency to provide any information it may have on the undersigned.

I/We certify that the information in this application is true and correct to the best of my knowledge and is provided for the purpose of obtaining a loan. CEI will maintain the confidentiality of this information and it will not be released without authorization.

The undersigned applicant(s) hereby acknowledges, agrees, and consents to the disclosure of this Application and any supporting materials submitted by the undersigned applicant(s), or on behalf of the applicant(s), to any and all CEI personnel, as well as any committees and the Board of CEI, in connection with a review of this Application in accordance with CEI’s established loan review policies.

Applicant Social Security Number I do not have a Social Security Number Co-Applicant and/or Guarantor Name Co-Applicant Social Security Number Co-Applicant does not have a Social Security Number Co-Applicant Date of Birth I confirm that my business advisor and CEI loan officer may openly share information about my application and business. This information is optional and will not influence a loan decision from CEI.

We collect this information to ensure there is equitable access to CEI’s lending program and to report aggregate data to our funders. We use this data to measure the impact of our lending and inform our lending program, products, and practices.

Alaska Native American Indian Asian Black/African American Native Hawaiian Other Pacific Islander White More than one Other Co-Applicant Demographics Alaska Native American Indian Asian Black/African American Native Hawaiian Other Pacific Islander White More than one Other Save my progress and resume later | Resume a previously saved form