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Find similar grantsWorker Advantage Program is sponsored by Nevada Housing Division. Offers down payment assistance to essential workers, including healthcare, education, public safety, and construction professionals, to help them purchase primary residences in Nevada.
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Worker Advantage | Nevada Housing Division From educators to public safety officials, Nevada’s essential workers play a vital role in our communities. The Worker Advantage Program celebrates the contributions of these workers with downpayment assistance that can make their dream of homeownership a reality.
$20,000 in downpayment assistance in the form of a no-interest, no-payment, non-forgivable 30-year second mortgage Assistance can be used in one of the following ways: Apply the full amount toward the down payment, or Use the funds to buy down the principal loan’s interest rate. Any remaining funds can be used toward the down payment and/or closing costs.
No first-time homebuyer requirement Must have employment in an “Essential Worker” category (see qualifying professions) If there are multiple borrowers, only one borrower needs to meet this requirement Must be a Nevada resident for a minimum of 6 months Each borrower must complete a homebuyer education course before closing Household income up to 150% AMI (see income limits by county) Minimum credit score 640 (660 for manufactured homes) Must meet all applicable Worker Advantage Program Guidelines and Ginnie Mae (FHA, VA, USDA-RD), Fannie Mae and Freddie Mac underwriting guidelines Must not be a previous Home Is Possible program user Must live in home as primary residence Licensed Practical Nurse / Licensed Vocational Nurse Instructional Coordinator School Librarian / Media Specialist School Secretary / Office Staff Special Education Teacher Teacher (Elementary, Middle or High School) Teacher Aide / Paraeducator Emergency Medical Technician (EMT) / Paramedic Hazardous Material (HazMat) Technician State Trooper / Highway Patrol Officer Drywall Installer / Finisher Plumber / Pipefitter / Steamfitter Carson City $139,050 Churchill $152,850 Clark $142,350 Douglas $163,200 Elko $165,450 Esmeralda $158,850 Humboldt $146,250 Lander $161,400 Lincoln $142,950 Lyon $141,900 Mineral $96,150 Nye $109,500 Pershing $154,200 Storey $167,700 Washoe $167,700 White Pine $156,750
According to the current listing, eligibility includes: Essential workers employed in healthcare, education, public safety, and construction sectors in Nevada. Confirm the full requirements in the official notice before applying.
The current listing shows up to $20,000 per household. Verify award ceilings, matching requirements, and allowable costs in the official notice.
Worker Advantage Program is funded by Nevada Housing Division. Verify program details on the funder's official page before applying.
This opportunity targets applicants in Nevada. If your organization operates elsewhere, check the official notice for location requirements.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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