WSFS Down Payment Grant Program

WSFS Down Payment Grant Program is sponsored by WSFS Bank. Provides down payment assistance to homebuyers in the community, with $1. 5 million in grants available for 2025, aiming to help those with limited savings secure safe and affordable housing.

Affordable Mortgages - WSFS Bank Personal Banking WSFS Online Enrollment for Loan Payments WSFS One-Time Loan Payments Residential Loan Servicing Business Online Banking Small Business Online Banking Business Lockbox Archive WSFS Xpress Deposit Built for Construction Loans Investor360 Wealth Access 360 Personal Banking WSFS Online Enrollment for Loan Payments WSFS One-Time Loan Payments Residential Loan Servicing Business Online Banking Small Business Online Banking Business Lockbox Archive WSFS Xpress Deposit Built for Construction Loans Investor360 Wealth Access 360 See all Mortgage Programs Unlock Your Dream of Homeownership Receive up to $5,000 in down payment assistance and/or closing costs for eligible borrowers [1] Flexible guidelines to help those with limited income Lender-paid mortgage insurance available Affordable Mortgage Options We’re committed to ensuring that individuals and families can find an affordable place to call home.

WSFS Grant Program and Neighborhood Opportunity Program. A trusted mortgage team member will understand your needs and be with you at every step. Our mortgage team members are local with deep ties to the Greater Philadelphia and Delaware region.

Known in the community and trusted for nearly 200 years. Designed to help individuals and families with limited savings to purchase a home. Grants can be used toward down payments or closing costs [1] – no repayment necessary.

[2] Combine With Other Programs You can combine the WSFS Grant Program with other WSFS, community and government programs. Up to 6% seller’s assist. Homebuyer education so you feel confident in becoming a homeowner.

A Neighborhood Opportunity Program Designed to help individuals and families with limited income realize their dreams of homeownership. [3] As little as 3% down payment options with flexible guidelines. [4] Save extra money monthly without private mortgage insurance.

Homebuyer education so you feel confident and prepared to become a homeowner. Your eligibility for the WSFS Grant Program and the Neighborhood Opportunity Program depends on several factors, including your income, location and the amount of the loan. Please contact us to learn more about eligibility.

Our process makes it easy to get started, no matter what stage you are in your homebuying journey. Estimate how much you can borrow. Start making offers with a pre-approval.

Apply when you find the right mortgage for you. Our loan officers are here to help answer your questions. Meet the WSFS Mortgage Team Other Products That May be Right for You Check out these related products.

First-Time Homebuyer Program Special programs for qualifying homebuyers. Mortgage programs available in all 50 states for primary residences, vacation homes and investment properties. We’re here to help.

Complete the form below to be contacted by a member of the WSFS Mortgage team.

Parker Dunson Furthers His Career Through WSFS’ Consumer Bank Management Trainee Program Setting Your Business Up for Commercial Loan Success Starts with the Right Documentation Ryan Ferreira Explores Business Banking at WSFS 1 Home must be a primary residence located in a census tract where at least 50% of the population identifies as minority and the total household income cannot exceed 100% of the Area Median Income (AMI), as determined and published by HUD.

2 1099-MISC will be issued to borrower on awarded funds. WSFS Bank will leverage other down payment and/or closing costs Grant programs prior to deployment (or use) of WSFS Grant Funds. WSFS Grant funds awarded while funds last for the award program year.

Loan program is subject to change. Offer subject to credit approval. 3 To qualify, the property must be in a low to moderate income census tract or the maximum income for the borrower(s) must not exceed 80% of the area median income (AMI).

Home must be a primary residence or second home, single-family dwelling, townhouse, planned unit development or condo. Loan program is subject to change. 4 Applies to qualified borrowers.

5 For qualified loans in a defined low- or moderate-income census tract or meets defined program credit requirements. Ask your WSFS Mortgage Loan Officer for more details. This is not a commitment to lend.

Borrowers must meet underwriting guidelines and are subject to credit review and approval.