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Find similar grantsAchieving the Dream Mortgage Program is sponsored by State of New York Mortgage Agency (SONYMA). SONYMA's Achieving the Dream Mortgage Program provides low-income first-time homebuyers with low downpayment mortgage financing at a very low fixed interest rate for 1-4 family dwellings, condominiums, cooperatives, and manufactured homes.
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State of New York Mortgage Agency (SONYMA) | Homestead Funding Corp. Loan Programs Loan Programs Sales Manager/Licensed Loan Originator Branch Manager/Licensed Loan Originator Branch Manager/Loan Originator Reverse Mortgage Loan Originator Branch Manager/Licensed Loan Originator Branch Manager/Loan Originator WNY Area Manager/Branch Manager Senior Home Equity Conversion Specialist Sales Manager/Loan Originator Branch Manager/Loan Originator Branch Manager/Loan Originator Branch Manager/Loan Originator Branch Manager/Licensed Loan Originator Branch Manager/Loan Originator Sales Manager/Loan Originator Licensed Senior Loan Originator Branch Manager/Loan Originator Branch Manager/Licensed Loan Originator Patricia L.
Guiry (Chambers) Branch Manager/Licensed Loan Originator Branch Manager/Loan Originator Branch Manager/Loan Originator Branch Manager/Loan Originator Licensed Senior Loan Originator Lauren Elizabeth DiMaggio Senior Licensed Loan Originator, Business Development Manager Branch Manager/Loan Originator Sales Manager/Loan Originator Branch Manager/Loan Originator Sales Manager / Loan Originator Branch Manager/Loan Originator Branch Manager/Licensed Loan Originator Sales Manager/Loan Originator State of New York Mortgage Agency (SONYMA) SONYMA is committed to making the dream of homeownership a reality for qualified, low- to moderate-income, first-time homebuyers.
State of New York Mortgage Agency (SONYMA) Competitive fixed interest rates Down payment assistance available for eligible buyers Down payments as low as 3% for eligible borrowers and programs The State of New York Mortgage Agency (SONYMA) is a public authority that was established by the state government in 1970.
SONYMA was created to provide low- and moderate-income residents of New York State with opportunities for affordable homeownership. Each program features competitive interest rates, no prepayment penalties, low down payments, and down payment assistance. SONYMA Mortgage Programs We Offer: Achieving the Dream – Achieving the Dream features the lowest interest rates available through SONYMA.
This program is available to lower income first-time homebuyers and eligible veterans. Low Interest Rate Program – Featuring low down payment requirements and competitive interest rates, this SONYMA program is available for first-time homebuyers purchasing a new construction or existing home.
Homes for Veterans – Exclusively for active service members, veterans, and their spouses, the Homes for Veterans program has lower interest rates than the standard SONYMA mortgage and is available with down payment assistance.
Optional Add-Ons for SONYMA Mortgage Programs: Down Payment Assistance Loan (DPAL) – Available to all buyers using a SONYMA mortgage program, may be used toward down payment and/or closing costs; eligible uses vary by program. DPAL PLUS – 0% interest loan with no monthly payments; repayment terms and conditions apply. DPAL PLUS may be used for down payment, closing costs, and single premium private mortgage insurance.
SONYMA Eligibility Requirements Like a standard mortgage, SONYMA programs require employment history, asset documentation, and an acceptable credit history. SONYMA loans can only be used for primary residences. Regional income limits apply and vary by county.
You will benefit from SONYMA if you: Are a first-time homebuyer in the state of New York Have low- to moderate-income Are looking to purchase a primary residence Require down payment assistance For more detailed information about SONYMA please visit their website. Certain program restrictions, conditions, and eligibility requirements apply.
First-time homebuyer generally means not having owned a primary residence in the past three years. Program guidelines and availability are subject to change without notice. Homebuyer education is required.
Income limits apply. Purchase price limits apply and vary by county and household size. Loans with less than 20% down payment will require PMI.
DPAL is tied to the property for 10 years. If sold prior to 10 years, the balance is subject to a recapture fee.
According to the current listing, eligibility includes: First-time homebuyers (waiver for eligible military veterans or homes in Federally designated Target Areas) who meet SONYMA's credit underwriting standards, household income limits, and intend to occupy the home as thei…. Confirm the full requirements in the official notice before applying.
The current listing shows down Payment Assistance of $3,000 or 3% of the home purchase price (not to exceed $15,000). Verify award ceilings, matching requirements, and allowable costs in the official notice.
Achieving the Dream Mortgage Program is funded by State of New York Mortgage Agency (SONYMA). Verify program details on the funder's official page before applying.
Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.
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