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Find similar grantsThis program provides eligible first-time homebuyers in the City of Schenectady or Montgomery County with a second mortgage loan to assist with down payment requirements. The loan has a 4% interest rate with a 5-year term.
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Or search similar grants →According to the current listing, eligibility includes: First-time homebuyers purchasing a home in the City of Schenectady or Montgomery County. HUD 80% median income limits apply. Confirm the full requirements in the official notice before applying.
The current listing shows up to 10% of the purchase price (average grant $9,000). Verify award ceilings, matching requirements, and allowable costs in the official notice.
City of Schenectady First Time Home Buyer's Program is funded by City of Schenectady. Verify program details on the funder's official page before applying.
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Emergency Shelter Grant (ESG) Program is sponsored by U.S. Department of Housing and Urban Development (HUD) via City of Schenectady. The City of Schenectady administers Federal Consolidated Plan funding, including ESG, to support emergency shelters and services for homeless individuals. Applications for the 2026–2027 Consolidated Plan Annual Action Plan funding are currently open.
HOME Investment Partnerships Program (HOME) is sponsored by U.S. Department of Housing and Urban Development (HUD) via City of Schenectady. The City of Schenectady administers Federal Consolidated Plan funding, including HOME, to create affordable housing for low-income households. Applications for the 2026–2027 Consolidated Plan Annual Action Plan funding are currently open.