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Find similar grantsForeclosure Prevention Legal Services is sponsored by Washington State Office of Civil Legal Aid. Offers legal advice and representation to low and moderate-income homeowners at risk of foreclosure in Washington State.
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# Foreclosure Prevention | Office of Civil Legal Aid Close Programs submenuPrograms * Children’s Representation ProgramOpen submenu * Family and SafetyOpen submenu * Re-Entry Legal Services * Legal Counsel for Long-Term Care Close Children’s Representation Program submenuChildren’s Representation Program * Client Voice & Community Impact Intiative Close Family and Safety submenuFamily and Safety Close Reports submenuReports * Civil Legal Needs Study Close About OCLA submenuAbout OCLA * Race, Equity, and Justice Initiative (REJI) * Access to Administrative Records * Children’s Representation Program * Re-Entry Legal Services * Legal Counsel for Long-Term Care * Civil Legal Needs Study * Race, Equity, and Justice Initiative (REJI) * Access to Administrative Records 3.
Foreclosure Prevention * Children’s Representation Program * Re-Entry Legal Services * Legal Counsel for Long-Term Care [](https://ocla. wa. gov/programs/foreclosure-prevention) In 2024, nearly **500**households received legal advice or representation through this program.
These services helped preserve more than **$11. 7 million** in home equity for Washington homeowners. The Foreclosure Prevention Legal Services program utilizes specially trained attorneys to provide legal advice and representation to low and moderate income homeowners at risk of foreclosure.
This civil legal assistance is offered in coordination with other services through the Foreclosure Fairness Program, authorized by RCW 61. 24. Although Washington State primarily uses a nonjudicial foreclosure process, legal aid is critical for vulnerable homeowners who face judicial proceedings relating to foreclosure or related civil legal issues such as bankruptcy, probate, or divorce.
The Foreclosure Prevention Legal Services program operates under the Foreclosure Fairness Act (RCW 61. 24), enacted in 2011 to support homeowners at risk of foreclosure. The Act established the Foreclosure Fairness Program at Commerce, which provides free housing counseling, civil legal aid, and foreclosure mediation.
It requires lenders to notify homeowners about these services and, when applicable, participate in mediation before proceeding with foreclosure. Under RCW 61. 24.
172, the Office of Civil Legal Aid (OCLA) is authorized to receive a portion of program funding—currently 6%, increasing to 16. 5% in July 2025—to contract with qualified legal aid organizations.
The program is funded through fees connected with foreclosure defaults and mortgage originations, which support a statewide network of service providers, including The Washington State Housing Finance Commission, the Washington Homeownership Resource Center, the Attorney General’s Office, the Department of Commerce, and OCLA.
OCLA contracts with Northwest Justice Project’s specialized Foreclosure Prevention Unit") to provide services under the Foreclosure Prevention Legal Services program.
For additional information on the broader Foreclosure Fairness Program—including housing counseling, mediation services, and overall program outcomes—please visit our partner agency:**Foreclosure Fairness Program – Washington State Department of Commerce** This external site provides statewide data, program updates, and reports on the impact of services delivered under the Foreclosure Fairness Act.
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Based on current listing details, eligibility includes: Nonprofit organizations and legal service providers in Washington State. Applicants should confirm final requirements in the official notice before submission.
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Community Economic Development Projects is sponsored by Administration for Children and Families (ACF), Office of Community Services (OCS). This program awards discretionary funds to Community Development Corporations (CDCs) for well-planned, financially viable, and innovative projects to enhance job creation and business development for individuals with low income. The goal is to address objectives such as decreasing dependency on federal programs, chronic unemployment, and community deterioration in urban and rural areas.
Adoption Opportunities is sponsored by Administration for Children and Families (ACF), Children's Bureau. This program aims to eliminate barriers to adoption and provide permanent, loving home environments for children from foster care, particularly those with special needs. It supports activities that promote knowledge development and services for children and families.