Inland Empire Nonprofit Loan Fund

Inland Empire Nonprofit Loan Fund is sponsored by Inland Empire Community Foundation, City of Riverside, San Bernardino County, Nonprofit Finance Fund. A $5 million revolving loan fund providing flexible, affordable loans to nonprofits in Riverside and San Bernardino counties to strengthen operations and expand services.

IE Nonprofit Loan Fund - IECF In collaboration with partners across the region, we work to create a future where everyone has the opportunity to thrive. Vital Conditions Framework Discover our story — who we are, who we serve and what’s happening now. Purpose-driven funds supporting the communities and causes that shape our region.

Asian American, Native Hawaiian & Pacific Islanders (AANHPI) Fund Build Coachella Valley Fund (BCVF) IE Journalism Innovation Hub+Fund Out in the IE LGBTQ+ Empowerment Fund Inland Empire Nonprofit Loan Fund A new loan fund for Inland Empire nonprofits Launched in December 2025, the Inland Empire Nonprofit Loan Fund is designed to strengthen the region’s nonprofit ecosystem by providing flexible, affordable capital to organizations serving communities across the Inland Empire.

This $5 million fund exists to help organizations manage cash flow, strengthen operations, and expand their work, particularly in underserved and low-income communities. IECF created this fund in partnership with the City of Riverside, San Bernardino County, and the Nonprofit Finance Fund. The fund aims to fill a long-standing gap in access to capital for community-based organizations that often face barriers to traditional financing.

What it means for nonprofits Nonprofits serving in the City of Riverside or San Bernardino County can apply for loans between $100,000 and $400,000 at below-market rates. As organizations repay their loans, that money becomes available for other nonprofits. The fund keeps working, helping more organizations over time.

These loans can help organizations navigate growth, funding gaps, payment delays, and other challenges to financial stability and impact. Priority goes to organizations that demonstrate strong community impact and alignment with local needs. “Nonprofits carry so much of the work that holds our region together,” said Michelle Decker, IECF’s CEO.

“The IE Nonprofit Loan Fund gives them access to capital that helps them stay strong and keep serving, especially in communities where support is often hardest to find. ” The City of Riverside contributed $2. 8 million through the Riverside Nonprofit Resilience Fund, approved by the City Council in October 2024.

San Bernardino County added $3 million through the San Bernardino County Nonprofit Revolving Loan Fund, approved by the Board of Supervisors in April 2025. The Nonprofit Finance Fund, a Community Development Financial Institution, will manage loan administration.

■ Minimum revenue requirement: $500,000 ■ Unrestricted operating surplus in two of the last three years ■ Project or services must benefit either City of Riverside or San Bernardino County residents Frequently Asked Questions: Download the FAQ document to get answers to our most common questions. Information sessions: Access the slide deck below for a review from the January 2026 sessions.

View the Information Session Slide Deck Top: Riverside nonprofits celebrate the City Council’s vote to establish a nonprofit resilience fund Bottom: Vice Chair and Fifth District Supervisor Joe Baca, Jr., Inland Empire Community Foundation CEO and President Michelle Decker, and Chairman and Third District Supervisor Dawn Rowe. This field is for validation purposes and should be left unchanged.

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