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ActiveCentral New York Community Foundation · 2026

Nonprofit Bridge Loan Fund

Quick Facts

Agency: Central New York Community Foundation
Funding: $25,000 to $150,000
Deadline: Check Source
Status: Active
Eligibility: Nonprofit organizations and unincorporated organizations with a 501(c)(3) fiscal sponsor; borrowing amount limited to first anticipated disbursement under a fully executed funding agreement.
Grant Type: Capacity Building
Geographic Scope: Regional:Central New York

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About This Grant

Nonprofit Bridge Loan Fund is sponsored by Central New York Community Foundation. This fund provides bridge loans to nonprofit organizations to help them continue essential community services while awaiting approved grant funding. Many funders, particularly government agencies, disburse funds on a reimbursement basis, causing delays.

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Official Opportunity Details

Extracted from the official opportunity page/RFP to help you evaluate fit faster.

Community Foundation Funding Launches Nonprofit Bridge Loan Fund - Central New York Community Foundation The Central New York Community Foundation’s local impact investing program closed on a $500,000 deposit to Cooperative Federal (Coop Fed) to launch a nonprofit bridge loan program.

Coop Fed is a Community Development Financial Institution (CDFI) and federally chartered credit union that combines counseling, technical assistance and education with financial tools such as mortgages, loans and account services to help its members reach their goals and build financial stability. Its members are historically underbanked and live and work in disinvested communities.

The bridge loan fund will help nonprofit organizations continue essential community services while awaiting the receipt of approved grant funding. It is common for government agencies and other funders to require awardees to draw down funds on a reimbursement basis, often taking several months to process reimbursements.

A Community Foundation survey of more than 50 local nonprofit organizations found that 58% have experienced funding delays from New York State grant contracts. “Cooperative Federal is focused on expanding access to capital in ways that benefit diverse people and communities,” said Chrisina Sauve, CEO of Cooperative Federal.

“Bridge loans have the double impact of supporting and sustaining local nonprofits, while also making it possible for those nonprofits to bring outside dollars into our region. ” Loans will be fully secured by Community Foundation funds on deposit at Coop Fed.

Nonprofit organizations and unincorporated organizations working with a 501(c)3 fiscal sponsor are eligible to borrow an amount equal to their first anticipated disbursement under a fully executed funding agreement, ranging from $25,000 to $150,000. The Community Foundation will be responsible for intake, loan application packaging and preliminary due diligence review.

Applications that meet the Community Foundation’s internal standards will be recommended to Coop Fed. “It is not uncommon for Central New York nonprofits to wait several months to receive grant payments, forcing them to alter services or find other stop-gap measures,” said Frank Ridzi, vice president of community investment at the Community Foundation.

“The vital work of local community organizations is our top priority, so by providing flexible support through this loan fund, we hope to help ensure their services continue. ” This investment marks a total of more than $3. 6 million now advancing housing, business development and lending through the Community Foundation’s local impact investing program.

Impact investing allows the organization to use its financial resources to make investments that generate both financial returns and positive social outcomes. In 2023, the foundation’s board of directors approved a policy that allows the use of up to 5% of its main investment pool for the purpose of impact investment. So far, 41 new homes have been built and $56.

2 million has been leveraged for home, personal and business loans. The Community Foundation’s local impact investing program is designed to tackle a wide range of community needs with an emphasis on helping Central New York residents build wealth, equipping residents with the opportunity to contribute to the economic performance of the region and providing under-resourced communities and nonprofit organizations access to capital.

News Releases June 18, 2026 Community Foundation Announces New Board Members The Central New York Community Foundation board of directors recently elected four new members. The ... LeadSafeCNY: A Look at our Investment and Impact Each LeadSafeCNY investment is changing the lives of Syracuse children now and in the future.

... News Releases June 10, 2026 Central New York Community Foundation Welcomes Two New Hires The Central New York Community Foundation has hired Paris Babers as Events & Communications Manager ... News Releases June 1, 2026 Central New York Community Foundation Names Kristi Eck as Chief Innovation & Growth Officer The Central New York Community Foundation has named Kristi Eck as its new Chief Innovation ...

News Releases May 29, 2026 Oswego Health Chosen by Oswego County Residents to Receive $75K for Youth Mental Health Efforts The winning proposal, focused on expanding the organization’s outpatient behavioral health programs, school-based therapy services, ...

Publications May 27, 2026 Resilia: Strengthening Central New York Nonprofits Through Free Capacity-Building Support Giving Voice Spring 2026: Special Feature Publications May 27, 2026 Community Insights Forum: Where You Fill in the Gaps (Formerly called State of the Community: Community Voices Forum) Giving Voice Spring 2026: Granting Matters News Releases May 26, 2026 Oswego County Residents Invited to Vote on Community-Designed Projects Winning Project to be announced at May 28 Community Celebration News Releases May 13, 2026 2026 Partner in Philanthropy Award Recipient Karin Sloan DeLaney, ESQ.

Member, Bousquet Holstein PLLC, was the 2026 recipient of our Partner ... News Releases June 18, 2026 Community Foundation Announces New Board Members The Central New York Community Foundation board of directors recently elected four new members. The ...

LeadSafeCNY: A Look at our Investment and Impact Each LeadSafeCNY investment is changing the lives of Syracuse children now and in the future. ... News Releases June 10, 2026 Central New York Community Foundation Welcomes Two New Hires The Central New York Community Foundation has hired Paris Babers as Events & Communications Manager ...

News Releases June 1, 2026 Central New York Community Foundation Names Kristi Eck as Chief Innovation & Growth Officer The Central New York Community Foundation has named Kristi Eck as its new Chief Innovation ...

Member, Bousquet Holstein PLLC, was the 2026 recipient of our Partner ...

Eligibility Requirements

Nonprofit organizations and unincorporated organizations with a 501(c)(3) fiscal sponsor
borrowing amount limited to first anticipated disbursement under a fully executed funding agreement.

Frequently Asked Questions

Who can apply for Nonprofit Bridge Loan Fund?

According to the current listing, eligibility includes: Nonprofit organizations and unincorporated organizations with a 501(c)(3) fiscal sponsor; borrowing amount limited to first anticipated disbursement under a fully executed funding agreement. Confirm the full requirements in the official notice before applying.

How much funding does Nonprofit Bridge Loan Fund offer?

The current listing shows $25,000 to $150,000. Verify award ceilings, matching requirements, and allowable costs in the official notice.

Who funds Nonprofit Bridge Loan Fund?

Nonprofit Bridge Loan Fund is funded by Central New York Community Foundation. Verify program details on the funder's official page before applying.

How do I apply for Nonprofit Bridge Loan Fund?

Start from the official opportunity page linked in this listing — it carries the sponsor's submission instructions.

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