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Southern Disability Foundation's Ability Loan Program is sponsored by Southern Disability Foundation. This program offers low-interest, extended-term financial loans to assist Alabama citizens with disabilities in securing needed assistive technology devices, products, equipment, and related services to maximize their independence at home, on the job, getting to the job, at play…
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Hit enter to search or ESC to close Fill out the form below to see if you qualify for an SDF loan Examples of loan purposes are: Medical Equipment, vehicle modifications, home modifications, power chairs, environmental controls, ramps, computers, software, hearing aids, and other adaptive equipment that will aid your independence. How would this financial assistance be used? * In short, describe how the loan will be used.
Examples: To improve Communication, Transportation, Mobility, Hearing, Seeing, Learning, Participate in School or a Job. Credit Score Range * Excellent (720 and above) Good (660-719) Average (620-659) Below Average (580-619) Poor (579 and below) Select which credit score range you fall into. Credit scores at any range can still be qualified and considered for loans!
This field is for validation purposes and should be left unchanged. Tools and Resources if you need Financial Assistance.
Learn More Independence is priceless See If You Qualify Make a Donation Independence is priceless Start Your Loan Application Today — Fill out the form below to see if you qualify for an SDF loan Examples of loan purposes are: Medical Equipment, vehicle modifications, home modifications, power chairs, environmental controls, ramps, computers, software, hearing aids, and other adaptive equipment that will aid your independence.
How would this financial assistance be used? * In short, describe how the loan will be used. Examples: To improve Communication, Transportation, Mobility, Hearing, Seeing, Learning, Participate in School or a Job.
Credit Score Range * Excellent (720 and above) Good (660-719) Average (620-659) Below Average (580-619) Poor (579 and below) Select which credit score range you fall into. Credit scores at any range can still be qualified and considered for loans! This field is for validation purposes and should be left unchanged.
The Southern Disability Foundation The Southern Disability Foundation helps Alabama citizens with physical ,mental, intellectual, or emotional obstacles by offering financial loans to purchase needed Assistive Technology devices, products, or services to maximize the individuals independence at home, on the job, getting to the job, at play, or in school.
A parent, a son or daughter, a caregiver, or a guardian can apply for a loan on behalf of the person they are trying to assist.
having low credit scores may not be a disqualifying factor pre-existing conditions do not present a barrier to loan acceptance lower interest rates make loan repayment significantly easier extended term programs provide more time to repay the loan loans assist with the purchase of all types of assistive devices, AT like vehicles, powerchairs, lifts, home modifications, hearing aids must meet credit score and underwriting criterion pre-existing conditions may disqualify you from loan acceptance high interest rates for low credit loans short term loans must be repaid quickly before entering default certain devices and programs only available through public programs The mission of Southern Disability Foundation’s Ability Loan Program is to assist Alabama citizens with disabilities to secure needed “assistive technology” products, devices, equipment and related services to maximize their independence at home, on the job, getting to the job, at play, or in school, by providing low interest extended term financial loans.
Low Interest, Extended Term Financial Loans Fitting you with the devices that fit your lifestyle Read through some frequently asked questions to help you better understand how our system works. Frequently Asked Questions Contact us to see how you can apply to get the loans for medical equipment you need. We can help.
any item, piece of equipment or product system that is used to increase, maintain, or improve the functional capabilities of individuals with disabilities physical changes made to one’s home to accommodate for a person’s disability physical changes made to one’s vehicle to accommodate for a person’s disability Employment/ Self-Employment helping individuals with disabilities who are seeking to start a business or who are self-employed to acquire the products and services they need to gain or maintain employment The Southern Disability Foundation is dedicated to helping those with a need Questions?
Let Us Help Answer Them! Making it easier to keep your life on track Assistive Technology includes thousands of simple to complex devices and products that enable people with disabilities to be more productive and independent in major life activities such as communication, self-care, education, employment, mobility, and recreation.
Assistive technology may be used at home, in the workplace, in the classroom, and in the community in ways that provide creative solutions to reduce barriers and increase personal capabilities.
The mission of Southern Disability Foundation’s Ability Loan Program is to assist Alabama citizens with disabilities to secure needed “assistive technology” products, devices, equipment and related services to maximize their independence at home, on the job, getting to the job, at play, or in school, by providing low interest extended term financial loans.
Learn More About Assistive Technology Southern Disability Foundation Begin The Process – Contact Us
Based on current listing details, eligibility includes: Alabama citizens with physical, mental, intellectual, or emotional obstacles. A parent, son or daughter, caregiver, or guardian can apply on behalf of the person they are trying to assist. Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates Financial loans (not grants) Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is rolling deadlines or periodic funding windows. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
Federal grant success rates typically range from 10-30%, varying by agency and program. Build a strong proposal with clear objectives, measurable outcomes, and a well-justified budget to improve your chances.
Requirements vary by sponsor, but typically include a project narrative, budget justification, organizational capability statement, and key personnel CVs. Check the official notice for the complete list of required attachments.
Yes — AI tools like Granted can help research funders, draft proposal sections, and check compliance. However, always review and customize AI-generated content to reflect your organization's unique strengths and the specific requirements of the solicitation.
Review timelines vary by funder. Federal agencies typically take 3-6 months from submission to award notification. Foundation grants may be faster, often 1-3 months. Check the program's timeline in the official solicitation for specific dates.
Many federal programs offer multi-year funding or allow competitive renewals. Check the official solicitation for continuation and renewal policies. Non-competing continuation applications are common for multi-year awards.