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Water Infrastructure Grants and Loans is sponsored by Ohio Water Development Authority (OWDA). Awards low-interest loans to Ohio communities for improving wastewater and drinking water infrastructure, replacing aging systems, and enhancing water quality.
Official opportunity description and requirements excerpt:
Ohio Water Development Authority, Columbus, Ohio, USA Ohio Water Development Authority - Serving Ohio Since 1968 Construction/Planning Loans Local Economic Development Loans USDA-RD Loan Advance Program Research & Development Grants Disbursements and Change Orders Audited Financial Statements Continuing Disclosure Documents Investor Presentation - WPCLF Investor Presentation - DWAF Investor Presentation - Fresh Water Investor Presentation - Fresh Water Revolving Fund Investor Presentation - Community Assistance Construction/Planning Loans Local Economic Development Loans USDA-RD Loan Advance Program Research & Development Grants Disbursements and Change Orders Audited Financial Statements Continuing Disclosure Documents Investor Presentation - WPCLF Investor Presentation - DWAF Investor Presentation - Fresh Water Investor Presentation - Fresh Water Revolving Fund Investor Presentation - Community Assistance Construction/Planning Loans Disbursements & Change Orders Loan Terms 5 to 20 Years: 4.43% Loan Terms 21 to 30 Years: 4.74% Loan Terms 5 to 20 Years: 1.75% Loan Terms 21 to 30 Years: 2.00% Loan Term up to 3 Years: 3.88% WPCLF and DWAF (WSRLA) Rates WPCLF Small Systems: 2.68% DWAF Small Systems: 2.68% Loan Terms 21 to 30 Years WPCLF Small Systems: 2.94% DWAF Small Systems: 2.94% Loan Terms 31 to 45 Years * WPCLF Small Systems: 3.09% * Applies to WPCLF Program only. Estimated as of February 5th, 2026* 10 Year Term Tax-Exempt: 2.49% 20 Year Term Tax-Exempt: 3.04% 30 Year Term Tax-Exempt: 3.66% 10 Year Term Taxable: 4.13% 20 Year Term Taxable: 4.85% 30 Year Term Taxable: 5.66% * Rates are based on the market rate as of the date listed and using the weighted average maturity (“WAM”) for each loan term. Based upon an assumed level payment amortization, a 10-year loan is estimated to have a WAM of 5 years, a 20-year loan a WAM of 11 years and a 30-year loan a WAM of 16 years. Loan Application Deadline The OWDA Board meets the last Thursday of the month during January to October; and the second Thursday in the month of December. Applications are due the 1st of the month that the loan will be approved. For December approval, the loan application is due on November 1st. Refinance loan applications are accepted on open cycle. OWDA BOARD AWARDS JANUARY LOANS The Ohio Water Development Authority (OWDA) approved over $12 million in low interest loans on Thursday, January 29, 2026, for five projects in Ohio to improve wastewater and drinking water infrastructure and make water quality improvements for Ohioans. The projects for Ohio communities received OWDA Board approval for funding through the Fresh Water Loan Fund Program for improvements and to replace
Application snapshot: target deadline rolling deadlines or periodic funding windows; published funding information $1,000,000+ (low-interest loans); eligibility guidance Ohio local governments, public utilities for water/wastewater projects
Use the official notice and source links for final requirements, attachment checklists, allowable costs, and submission instructions before applying.
Extracted from the official opportunity page/RFP to help you evaluate fit faster.
Ohio Water Development Authority, Columbus, Ohio, USA Ohio Water Development Authority - Serving Ohio Since 1968 Construction/Planning Loans Local Economic Development Loans USDA-RD Loan Advance Program Research & Development Grants Disbursements and Change Orders Audited Financial Statements Continuing Disclosure Documents Investor Presentation - WPCLF Investor Presentation - DWAF Investor Presentation - Fresh Water Investor Presentation - Fresh Water Revolving Fund Investor Presentation - Community Assistance Construction/Planning Loans Local Economic Development Loans USDA-RD Loan Advance Program Research & Development Grants Disbursements and Change Orders Audited Financial Statements Continuing Disclosure Documents Investor Presentation - WPCLF Investor Presentation - DWAF Investor Presentation - Fresh Water Investor Presentation - Fresh Water Revolving Fund Investor Presentation - Community Assistance Construction/Planning Loans Disbursements & Change Orders Loan Terms 5 to 20 Years: 4.
43% Loan Terms 21 to 30 Years: 4. 74% Loan Terms 5 to 20 Years: 1. 75% Loan Terms 21 to 30 Years: 2.
00% Loan Term up to 3 Years: 3. 88% WPCLF and DWAF (WSRLA) Rates WPCLF Small Systems: 2. 68% DWAF Small Systems: 2.
68% Loan Terms 21 to 30 Years WPCLF Small Systems: 2. 94% DWAF Small Systems: 2. 94% Loan Terms 31 to 45 Years * WPCLF Small Systems: 3.
09% * Applies to WPCLF Program only. Estimated as of February 5th, 2026* 10 Year Term Tax-Exempt: 2. 49% 20 Year Term Tax-Exempt: 3.
04% 30 Year Term Tax-Exempt: 3. 66% 10 Year Term Taxable: 4. 13% 20 Year Term Taxable: 4.
85% 30 Year Term Taxable: 5. 66% * Rates are based on the market rate as of the date listed and using the weighted average maturity (“WAM”) for each loan term. Based upon an assumed level payment amortization, a 10-year loan is estimated to have a WAM of 5 years, a 20-year loan a WAM of 11 years and a 30-year loan a WAM of 16 years.
Loan Application Deadline The OWDA Board meets the last Thursday of the month during January to October; and the second Thursday in the month of December. Applications are due the 1st of the month that the loan will be approved. For December approval, the loan application is due on November 1st.
Refinance loan applications are accepted on open cycle. OWDA BOARD AWARDS JANUARY LOANS The Ohio Water Development Authority (OWDA) approved over $12 million in low interest loans on Thursday, January 29, 2026, for five projects in Ohio to improve wastewater and drinking water infrastructure and make water quality improvements for Ohioans.
The projects for Ohio communities received OWDA Board approval for funding through the Fresh Water Loan Fund Program for improvements and to replace aging infrastructure. Click here for the full press release.
OWDA, OEPA and ODNR SEEK PROPOSALS FOR SOUTHEAST OHIO WATER STUDY The Ohio Water Development Authority, in partnership with the Ohio Environmental Protection Agency (OEPA) and Ohio Department of Natural Resources (ONDR) are seeking proposals from consulting firms to develop a comprehensive Regional Water Study (RWS) for a 24-County area of Southeast Ohio. Pre-Proposal Meeting, December 1, 2025 at 1:00 p. m.
Proposals Due: Each Proposer is required to submit their proposal with required attachments by email to Michael Fraizer by email no later than 4:00 PM on Tuesday, December 23, 2025 (EST). See RFP for contacts and further details. Click here for full RFP details.
Click here for the RFP Attachment 1.
RFP and Project Schedule: 12/1/25 1:00 PM – 2:00 PM (Virtual) * One-on-One Meetings (up to 1 hour) 12/4 to 12/16/25 – 1-1 Appointments, as needed Deadline for Clarification Requests Clarification Responses Due Deadline for Submission of Proposals 12/23/25 4:00 PM (Email Rec’d) Estimated Notice to Proceed SEC Municipal Advisor Notice The next scheduled Board Meeting is Thursday, February 26, 2026 at 10:30 a. m.
at the Ohio Water Development Authority, 480 South High Street, Columbus, Ohio. Ohio Rural Community Assistance Program (RCAP) Seminars. Click here for full seminar schedule of topics, dates and times.
Audited Financial Statement
Based on current listing details, eligibility includes: Ohio local governments, public utilities for water/wastewater projects Applicants should confirm final requirements in the official notice before submission.
Current published award information indicates $1,000,000+ (low-interest loans) Always verify allowable costs, matching requirements, and funding caps directly in the sponsor documentation.
The current target date is rolling deadlines or periodic funding windows. Build your timeline backwards from this date to cover registrations, approvals, attachments, and final submission checks.
