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Wealth Opportunities Realized Through Homeownership (WORTH) initiative is sponsored by Wells Fargo Foundation (administered by Community Foundation for Greater Atlanta). This initiative provides grant funding to nonprofit housing developers and builders to create or preserve homeownership opportunities for people of color. Funding supports predevelopment activities and "shovel-ready" housing developments in specific Georgia counties.
Grants vary by affordability level and are eligible for homes priced up to 150% of Area Median Income (AMI).
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WORTH Atlanta Homeownership Collaborative | Community Foundation for Greater Atlanta WORTH Atlanta Homeownership Collaborative In an unprecedented partnership of business, civic, nonprofit and philanthropic organizations, the Community Foundation for Greater Atlanta amassed a coalition of support to create and preserve over 6,000 homeowners from underserved communities in the five core counties: Clayton, Cobb, Dekalb, Fulton and Gwinnett.
The Collaborative leverages a wide variety of strategies to address two main goals: to increase access to homeownership for households that have been disproportionately impacted by systemic barriers to homeownership, and to increase the supply of homes available for purchase for low-to-moderate income homebuyers.
Homeownership has historically served as a primary mechanism to achieve generational wealth, and these goals will help address the significant racial wealth gap that persists to this day in Metro Atlanta.
The Community Foundation, working closely with the City of Atlanta and dozens of nonprofits that support the region’s housing sector, has sought solutions for expanded homeownership for many years, leading to this coalition of support and funding. WORTH Atlanta Homeownership Collaborative strategies: Increase unit production through integrative ecosystem of local builders, nonprofit developers, and large market producers.
Expand capital resources for homeownership production and leverage the philanthropic community in parallel paths to maximize impact. Coordinate industry resources to streamline the homebuying process through the Homeownership Urban Blueprint (HUB) , a one-stop shop for first-time homebuyers. Support greater participation in the real estate industry by encouraging a representation of people most impacted.
Preserve homeownership for older adults and communities that have been disproportionately impacted by housing instability. Eligibility & requirements Nonprofit housing developers and builders are invited to apply for grant funding to support predevelopment activities and "shovel-ready" housing developments in the five core counties: Clayton, Cobb, DeKalb, Fulton and Gwinnett. Applications will be accepted on a rolling basis.
Qualified nonprofit housing developers can apply for: < or = 80% AMI: $10,000 per unit 81%-100% AMI: $6,500 per unit 101%-120% AMI: $5,000 per unit 121%-150% AMI: $3,500 per unit Access to flexible capital is critical for any housing development, particularly during its pre-development phase to ensure project feasibility.
WORTH predevelopment grant funding can cover eligible expenses like appraisal fees, architectural, design, and engineering fees, environmental assessment, legal/insurance fees, marketing studies, title and survey, consultant fees, and marketing expenses. Housing projects are "shovel-ready" when financing is in place, construction is near completion and breaking ground in the coming months.
To verify that your project meets this requirement, we ask for documentation demonstrating that your project is "shovel-ready”. These documents include a land disturbance permit, building permit, or construction loan closing documents. Applicants can also apply to present eligible affordable housing developments before HOUSE ATL’s The Funders' Collective !
The Funders' Collective brings public, philanthropic, and private (Banks, CDFIs, Social Impact) funders to invest collaboratively and efficiently in affordable housing production. This effort will be central to ensuring the equity subsidy and lost cost debt needed to support the Collaborative’s goals. Simply select the program you wish to apply for in the application.
Please note that we cannot guarantee that all submissions will be presented to the Funders’ Collective. Select the For-Sale application Select the program (WORTH, Funders' Collective or both) For more information, please contact: Program Officer, Housing Funds kaela. hammond@cfgreateratlanta.
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Scoring criteria used to review proposals for this grant.
According to the current listing, eligibility includes: Nonprofit housing developers and builders with projects in Clayton, Cobb, DeKalb, Fulton, and Gwinnett counties in Georgia. Confirm the full requirements in the official notice before applying.
Wealth Opportunities Realized Through Homeownership (WORTH) initiative is funded by Wells Fargo Foundation (administered by Community Foundation for Greater Atlanta). Verify program details on the funder's official page before applying.
This opportunity targets applicants in Georgia. If your organization operates elsewhere, check the official notice for location requirements.
Applications go through the funder's official portal — the Apply Now link on this page goes there directly. Note that portal registration or login may be required before you can access the full application.
The solicitation lists 2 required documents: Land disturbance permit or building permit or construction loan closing documents (to verify shovel-ready status) and Documentation of project financing. Check the official notice for formatting and page-limit rules.
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